ACE Limited : ACE USA Enhances Its International Casualty Coverage

Provides Protection for Industry-Specific Multinational Commercial Customers

ACE USA, the U.S.-based retail operations of the ACE Group, today announced the launch of its enhanced international casualty coverage, ACE ATLAS CMP^SM, which is specifically designed to provide coverage for U.S.-based multinational organizations with complex exposures in targeted industries, including construction, energy, manufacturing and business and professional services organizations. ACE Foreign Casualty, a division of ACE USA, uses controlled master programs (CMP) to provide a master policy for the insured's difference in limits/difference in conditions coverage in conjunction with local admitted policy placements to ensure that gaps in coverage are minimized.

These enhanced coverages allow ACE USA to offer insurance programs to those growing industries facing challenging risks around the world. ACE also has the ability to coordinate locally admitted policies across the entire ACE global network - and through ACE Worldview^SM, a web-based information portal for risk managers and brokers with multinational insurance programs, clients can access this system for an up-to-date status of their entire global program.

"With the dramatic increase in international commerce, travel and contract work being performed overseas, ACE's enhanced foreign casualty product offering and access to our global network can help multinational clients navigate the complexities of conducting business worldwide," said Bryan Tedford, Senior Vice President, ACE Foreign Casualty. "Providing this centralized industry-specific program offers the client a single access point and lower cost by reducing the administrative expenses incurred when managing multiple policies worldwide. As a leader in providing innovative risk management solutions, we are pleased to assist our clients in the territories where they do business."

The ACE ATLAS CMP Program provides a broad range of coverage benefits and program structures for U.S.-based multinationals. Specifically and subject to underwriting criteria, the program offers the following coverage:

• General liability
• Wrap-ups
• Project specific programs
• Contingent and locally admitted automobile
• Foreign voluntary compensation and repatriation.
• Locally admitted workers compensation and locally admitted employers liability
• Contingent employers liability

Program structures include: guaranteed cost, deductibles, and self-insured retentions; captives and retros.

Key Features of ACE's ATLAS CMP Program:

• Ability to deliver borderless international casualty programs worldwide through a single point of service
• Delivers cost and administrative efficiencies, with policies integrated under one CMP
• Ensures the proper coverage in compliance with local laws and customs for global employee populations
• Includes valued services offered through extensive network of multinational insurance professionals and access to best-in-class network of global claim professionals
• Option for Executive Assistance Services®, including repatriation
• Access to ACE Worldview^SM - a web-based information portal for risk managers and brokers with multinational insurance programs

ACE's international casualty product suite offers insurance solutions for U.S.-based companies and organizations that have operations or employees who travel outside the U.S. Offerings range from simple package policies to complex multinational programs with sophisticated risk transfer options. For more information about these products, including ACE ATLAS CMP Program, please visit our website or contact Bryan Tedford at bryan.tedford@acegroup.com or 646-675-4201.

Insurance is provided by insurance companies within the ACE Group. All products may not be available in all jurisdictions. The product information above is a summary only. The policy that is issued contains the terms, conditions and limits of the contract.

ACE USA is the U.S.-based retail operating division of the ACE Group, and is rated A+ (Superior) by A.M. Best Company and AA- (Very Strong) by Standard & Poor's. ACE USA, through its underwriting companies, provides insurance products and services throughout the U.S. Additional information on ACE USA and its products and services can be found at www.acegroup.com/us. The ACE Group is a global leader in insurance and reinsurance serving a diverse group of clients. Headed by ACE Limited (NYSE:ACE), a component of the S&P 500 stock index, the ACE Group conducts its business on a worldwide basis with operating subsidiaries in more than 50 countries. Additional information can be found at: www.acegroup.com.

ACE North America Communications
Carla Ferrara, 215-640-4744
carla.ferrara@acegroup.com

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