ACNB : Bank Celebrates The Opening Of Its First Retail Banking Office In York

Press Release

FOR IMMEDIATE RELEASE

Contact: Lauren J. Muzzy

Vice President/Corporate Relations Officer 717.339.5103

lmuzzy@acnb.com

GETTYSBURG, PA, June 27, 2016 --- ACNB Bank commemorated the opening of its first retail banking office in York at a ribbon cutting ceremony held last week. Located just a short distance from the Bank's current York Loan Office at 1601 South Queen Street, the new South York Plaza Office at 201 Pauline Drive is conveniently located on the south side of York, near Exit 16 of I-83. The office officially opened for business on Monday, June 27, at 8:30 a.m.

"Our new office at 201 Pauline Drive demonstrates ACNB Bank's commitment to serving residents and businesses in York," said James P. Helt, ACNB Bank President. "The Bank has maintained a loan production office in York since July 2014, where our commercial lending team has experienced great success in generating new loan volume. Our staff will continue to work hard to earn your business and banking relationship."

As a full-service banking location, the new South York Plaza Office features drive-up teller, drive-up ATM, and night depository services. In addition, commercial, residential and consumer lending activities, as well as trust and investment services, are available to York area residents and businesses.

This new office is the eastern-most retail location in the ACNB Bank geographical footprint and fifth full-service office located in York County. This addition brings the total number of ACNB Bank retail banking locations to 22 in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York.

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Amber R. Bowers, Retail Office Manager, is responsible for the overall management of the Bank's South York Plaza Office. She is joined by Maryanne M. Kane, Teller Supervisor, who is responsible for the day-to-day supervision of the teller staff at the office. Other retail staff members at the new location include Customer Service Specialist Alea C. Williams, as well as Tellers Carol J. Elfner, Chandler M. Ficucell and Kiersten E. Henry.

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ACNB Bank recently celebrated its new South York Plaza Office with a ribbon cutting ceremony. On hand to mark the occasion were, left to right: James Helt, ACNB Bank President; Claire Forbush, ACNB Bank Vice President/Commercial Loan Officer; Frank Elsner III, ACNB Corporation and ACNB Bank Chairman of the Board; Nancy Barry, York County Economic Alliance Vice President/Operations & CFO; Thomas Ritter, ACNB Corporation President & CEO and ACNB Bank CEO; Thomas Stone, Executive Vice President/Chief Community Banking Officer; Chris Reilly, York County Commissioner; Amber Bowers, ACNB Bank Retail Office Manager; John Kashner, ACNB Bank Vice President/Commercial Loan Officer; Donald McVay, ACNB Bank Vice President/Commercial Loan Officer; Scott Kelley, Esquire and ACNB Corporation and ACNB Bank Board Member; and, Doug Hoke, York County Commissioner.

ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company with assets of $1.15 billion headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace with banking and trust services via a network of 22 retail banking offices located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York. In addition, the Bank operates a loan office in York, PA. The other wholly-owned subsidiary of ACNB Corporation is Russell Insurance Group, Inc., its insurance subsidiary. Russell Insurance Group, Inc. offers a broad range of commercial and personal insurance lines with licenses in 42 states, including Pennsylvania and Maryland, through offices in Westminster, Carroll County, and Germantown, Montgomery County, MD. For more information regarding ACNB Corporation and its subsidiaries, please visit acnb.com.

PHOTO ENCLOSED ACNB #2016-25

June 27, 2016