DALLAS, March 28, 2017 /PRNewswire/ -- Storms in Texas affected more Allstate insured homes in Collin County than any other part of the state over the past five years, while Smith County saw the highest frequency of lightning. Allstate tallied the top 25 Texas counties affected by severe weather; identifying areas with highest frequencies of wind and hail, and lightning related homeowner property damage claims from 2012 through 2016.



    Highest Frequency of  Wind and
    Hail Claims 2012-2016 by County
    -------------------------------

    1                           Collin
    ---                         ------

    2                           Bexar
    ---                         -----

    3                          Hidalgo
    ---                        -------

    4                          Randall
    ---                        -------

    5                            Bell
    ---                          ----

    6                           Dallas
    ---                         ------

    7                          Tarrant
    ---                        -------

    8                           Denton
    ---                         ------

    9                          El Paso
    ---                        -------

    10                           Webb
    ---                          ----

    11                          Ellis
    ---                         -----

    12                         Kaufman
    ---                        -------

    13                         Johnson
    ---                        -------

    14                         Lubbock
    ---                        -------

    15                          Travis
    ---                         ------

    16                         McLennan
    ---                        --------

    17                           Hays
    ---                          ----

    18                        Montgomery
    ---                       ----------

    19                          Harris
    ---                         ------

    20                          Parker
    ---                         ------

    21                        Fort Bend
    ---                       ---------

    22                          Smith
    ---                         -----

    23                        Williamson
    ---                       ----------

    24                         Midland
    ---                        -------

    25                         Brazoria
    ---                        --------



    Highest Frequency of Lightning
    Claims 2012-2016 by County
    --------------------------

    1                           Smith
    ---                         -----

    2                         Montgomery
    ---                       ----------

    3                         Jefferson
    ---                       ---------

    4                          Kaufman
    ---                        -------

    5                           Parker
    ---                         ------

    6                          McLennan
    ---                        --------

    7                           Ellis
    ---                         -----

    8                          Johnson
    ---                        -------

    9                         Williamson
    ---                       ----------

    10                         Brazoria
    ---                        --------

    11                           Hays
    ---                          ----

    12                          Denton
    ---                         ------

    13                          Harris
    ---                         ------

    14                        Fort Bend
    ---                       ---------

    15                         Lubbock
    ---                        -------

    16                           Bell
    ---                          ----

    17                          Collin
    ---                         ------

    18                         Tarrant
    ---                        -------

    19                          Travis
    ---                         ------

    20                          Bexar
    ---                         -----

    21                        Galveston
    ---                       ---------

    22                          Dallas
    ---                         ------

    23                           Webb
    ---                          ----

    24                         Hidalgo
    ---                        -------

    25                         Cameron
    ---                        -------

Rankings
Collin, Bexar and Hidalgo counties top the list for the frequency of wind and hail homeowner property claims over the past five years; while Smith, Montgomery and Jefferson saw the highest frequency of lightning claims.

"As the rankings show, severe weather can hit Texas anywhere at any time," said Jeff Baird, an Allstate agent in Collin County. "That's why we encourage families to have a safety plan in place to help protect themselves and their belongings."

How can Texans be prepared for natural disasters? Allstate recommends a few steps:

Before the Storm:


    --  Clean Out Your Garage and Yard: Take steps to reduce risks of damage to
        your property like having a spot for your car during a hail storm and
        removing dying tree limbs and outside furniture that can go airborne
        during a wind storm.
    --  Make a Plan: Create a safety plan with your family and know the prepared
        areas to take shelter in case of a tornado. Visit emergency management
        government Web sites to help you come up with a plan before a
        catastrophe.
    --  Take Stock of Your Stuff: Walk through your home with a video or still
        camera to create a record of what you have and where it is in your
        house. You can also download an App like Allstate's Digital Locker (TM)
        to help create an inventory.
    --  Call Your Insurer: Locate your current insurance information and reach
        out to your insurer for a yearly coverage check-up. Review your policy
        with your agent to make sure your coverages meet your current needs.

In the unfortunate event of a storm, Allstate recommends the following tips to help customers begin the recovery process.

Storm Recovery:


    --  Make Temporary Repairs: Make reasonable temporary repairs to prevent
        further damage. Save the receipts for temporary home repairs as these
        expenses may be reimbursed as part of your homeowner's policy. Your
        adjuster will need this information.
    --  Document Damages: Inventory your home and list damaged items before your
        adjuster arrives. An inventory can help facilitate the claim process
        after a disaster.
    --  Research Contractors: Be wary of contractors who solicit door-to-door.
        Work only with licensed, bonded and insured contractors and have them
        provide you with documentation. Check with your local Better Business
        Bureau to see if any complaints have been filed against contractors you
        are considering.

About the Data
* To collect the data, Allstate measured the frequency of hail, wind and lightning homeowner property claims from 2012- 2016 to tally the top 25 counties, which all had at least 3,500 Allstate policies.

The Allstate Corporation (NYSE: ALL) is the nation's largest publicly held personal lines insurer, protecting approximately 16 million households from life's uncertainties through auto, home, life and other insurance offered through its Allstate, Esurance, Encompass and Answer Financial brand names. Other growth platforms include predictive analytics company Arity and consumer-product protection plan company SquareTrade. Allstate is widely known through the slogan "You're In Good Hands With Allstate(®)." Allstate agencies are in virtually every local community in America. In 2016, The Allstate Foundation, Allstate, its employees and agency owners gave $42 million to support local communities.

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SOURCE Allstate Insurance Company