(€m) Q1 2013 Q1 2012 Change
Consolidated sales 193.0 191.4 + 0.8 %
Brokerage commissions and fees 123.5 124.3 - 0.6 %
Insurance premiums 69.5 67.1 + 3.5 %
Pro-forma consolidated sales 193.0 191.6 + 0.7 %
Brokerage commissions and fees 123.5 124.5 - 0.8 %
Insurance premiums 69.5 67.1² + 3.5 %

By division, Health & Personal Protection was stable overall in the first quarter, as there was a 2.6% increase in commissions and fees, fuelled notably by group and expatriate insurance, but a decrease in premiums linked to the outsourcing of lender risk.

Property and Casualty recorded an increase of 2.5% in sales, the 5.4% decrease in commissions and fees being more than offset by a 19.3% increase in premiums. The divisions' brokerage activity was penalised by weaker performances by the distribution network (which is undergoing a streamlining) and by a negative currency effect amounting to around €1 million on the travel assistance activity in South America. At constant exchange rates, Property and Casualty would have recorded a 4% increase in first quarter revenue.

Note that Mobility-Assistance, identified as a strategic activity in the group's international development, recorded growth of 7% on a reported basis and 11.7% at constant exchange rates in the first quarter.

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