Diapositiva 1


3Q15 Results presentation


3Q 2015

Francisco Gómez

CEO

Madrid, October 30th 2015


Disclaimer



This presentation has been prepared by Banco Popular Español solely for informational purposes. It may contain estimates and forecasts with respect to the future development of the business and to the financial results of the Banco Popular Group, which stem from the expectations of the Banco Popular Group and which, by their very nature, are exposed to factors, risks and circumstances that could affect the financial results in such a way that they might not coincide with such estimates and forecasts. These factors include, but are not restricted to: (i) changes in interest rates, exchange rates or any other financial variables, both in the domestic as well as in the international securities markets, (ii) the economic, political, social or regulatory environment, and (iii) competitive pressures. In the event that such factors or other similar factors were to cause the financial results to differ from the estimates and forecasts contained in this presentation, or were to bring about changes in the strategy of the Banco Popular Group, Banco Popular does not undertake to publicly revise the content of this presentation.


The information contained in this presentation refers to the date that appears on it, and it is based on information obtained from reliable sources. This presentation contains summarised information and may contain unaudited information. In no case shall its content constitute an offer, invitation or recommendation to subscribe or acquire any security whatsoever, to make or cancel any kind of investment, nor it is intended to serve as a basis for any contract or commitment whatsoever. Its content shall not be considered as any kind of advice.


Banco Popular Group does not assume any responsibility for the losses, direct or indirect, which could derive from the use of this document or its content. This document shall not be reproduced, distributed or published, neither in whole or partially, without the previous written consent of the Bank.


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Agenda


1.

2.

3.

4.

5.

Key quarterly highlights

Results analysis

Commercial activity

Risk management

Liquidity & Solvency

6.

Conclusions


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1.

Key quarterly

highlights


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