NEWS RELEASE

For Immediate Release Contact: Tom Wilds

DFW Market President thomas.wilds@bxs.com

469-709-4010

BancorpSouth Opens Banking Office in Dallas, Texas

Veteran banking team leads BancorpSouth's new Texas office.

Loan and deposit production office provides range of commercial and consumer products and services.

TUPELO, MS., - April 13, 2015 - BancorpSouth Bank, subsidiary of BancorpSouth, Inc. (NYSE: BXS), has opened a loan and deposit production office at 14841 North Dallas Parkway, Suite 135, in Dallas, Texas, providing a broad range of financial services to the Dallas metropolitan area.
BancorpSouth's Dallas team consists of a group of financial services veterans, including Thomas Wilds, Market President, Joseph Massey, Senior Vice President and Commercial Lender, and Kathy Loredo, Senior Loan Administrative Assistant.
The BancorpSouth team is focusing on providing clients a broad range of commercial and consumer banking services, including commercial real estate, construction, residential and consumer lending.

Thomas Wilds, BancorpSouth Market President, is a 37-year veteran of the financial services industry with proven leadership and administrative skills in large banks, smaller independent banks and the private sector. Wilds has a strong record in both business lending and deposit generation. Prior to joining BancorpSouth, he was involved in organizing the startup of a new Highland Village, Texas bank, was co-founder and partner of an Addison Texas capital resource

group, and served a large national bank as its East Dallas District Manager.

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Over the past eight years, Wilds served with a publicly traded regional financial services company as President of its Abrams Centre bank in Dallas. He is a graduate of Washburn University with a BBA in business administration and marketing. He is also a graduate of the American Bankers Association School of Banking at Lincoln, Nebraska.

Joseph Massey, Senior Vice President and Commercial Lender, has over 18 years of financial services experience in consumer and commercial lending, relationship management, business development, sales and operations. Prior to joining BancorpSouth, he served with large national banks in Plano and Dallas handling a range of banking center responsibilities. During the past eight years, he served as Banking Center President of a publicly traded regional financial services company in McKinney, Texas. Massey is a graduate of The University of Texas at Dallas with a BA in interdisciplinary studies with a concentration in Japanese business. Kathy Loredo, Senior Loan Administrative Assistant, has 32 years of financial services experience with publicly traded regional and national banking systems in Texas.

Dallas is a leading business and meeting city and the home to numerous Fortune 500 companies. The Dallas-Fort Worth metroplex consistently ranks at or near the top of numerous statistical publications regarding economic drivers and quality of life opportunities. "The DFW business climate, together with our experienced team, provides BancorpSouth with tremendous growth opportunities as we continue to broaden our footprint in major Texas markets," said BancorpSouth Chairman and Chief Executive Officer Dan Rollins.
BancorpSouth President and Chief Operating Officer Chris Bagley added, "Tom Wilds and his team are proven leaders. Their experience and familiarity with the DFW area will be instrumental in helping us achieve our growth goals."
BancorpSouth Bank currently operates 24 banking offices in Texas, including loan and deposit production offices in Austin, Houston, Sugar Land and Dallas.
BancorpSouth, Inc. is a financial holding company headquartered in Tupelo, Mississippi, with approximately $13.3 billion in assets.

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BancorpSouth Bank, a wholly-owned subsidiary of BancorpSouth, Inc., operates approximately
300 commercial banking, mortgage, and insurance locations in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee and Texas, including an insurance location in Illinois.
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