Danamon Launches D-Mobile, Danamon Mobile Banking

Presenting the Latest Innovation with SosMed D-Cash; Providing Funds to Facebook Friends and Augmented Reality

PT Bank Danamon Indonesia, Tbk. ("Danamon") today launches a mobile banking application called D-Mobile (Danamon Mobile Banking), which provides convenient means to conduct banking transaction through smartphones that are connected to a data network GPRS/3G, EVDO-CDMA, WiFi). In addition to performing banking transactions such as fund transfer, voucher reload, and bill payment, D-Mobile also presents innovative features including SosMed D-Cash, which allows users to provide funds to their Facebook friends, and augmented reality, which gives users an interactive tool to find the nearest Danamon promo within 5KM radius through this application.   


 "As a country with the largest smartphone sales growth in Southeast Asia, reaching 70% in the last 12 months*, Indonesia needs a banking service that reflects and leverage on the rapid progress of information technology, particularly in smartphone technology. Danamon launches D-Mobile as our commitment to provide simple and easy means of transaction as well as continue to find breakthrough to enhance customers' convenience when conducting financial transaction," said Michellina Triwardhany, Consumer Banking Director, Danamon. 


One of D-Mobile's newest innovations is the SosMed D-Cash feature, which is the first of its kind in Indonesia. Through the SosMed D-Cash feature, D-Mobile users can give funds to their Facebook friends. This transaction can be done by log-in to Facebook and choose the Facebook friend who will be the recipient of the fund. Then, the user inputs the amount of funds to be given, and the application will prompt the user to create a pass code and input the Facebook friend's mobile phone number. Notification on transaction performed through SosMed D-Cash will be posted in the sender's and recipient's private wall on Facebook. The user then informs the pass code to the Facebook friend, who will use the pass code as one of the verification items needed to withdraw the funds from Danamon ATMs that are specially marked with a 'D-Cash' logo.


The advantage of this feature is that the Facebook friend does not need to have a Danamon account or any bank account to receive the fund, he or she only needs to use the 'Collect Money' feature on D-Mobile by inputting his or her Facebook ID and several essential data such as mobile number, pass code, reference ID number, and the amount of money to be withdrawn. Once filled in, he or she can find the nearest Danamon ATM with a 'D-Cash' logo. The SosMed D-Cash feature is also equipped with a strong security feature, enabling secured transaction over social media. Currently, there are 1,280 Danamon ATMs that are marked with D-Cash logo and can be used to withdraw funds from SosMed D-Cash transactions.  


*Data from Society for Consumer Research (GFK)


Another innovative feature from D-Mobile is the Augmented Reality feature, which is aimed for Danamon customers who likes shopping and embark on a culinary adventure. This feature displays information on Danamon promos with retailers as well as restaurants that are in proximity of the D-Mobile user. In addition, the Augmented Reality feature also allows customers to find the nearest Danamon branches and ATMs. This is done through scanning with the smartphone's camera. With a radius of 5KM, D-Mobile can display locations with attractive promos from Danamon as well as the nearest Danamon branches and ATMs in real time.      


Djamin Nainggolan, Consumer Lending & Alternative Channel Head said: "With the launch of D-Mobile, we hope that Danamon becomes closer to its customer, becoming their 'best banking friend'. D-Mobile is a unique and different mobile banking application, with new features such as SosMed D-Cash and Augmented Reality, which leverage upon technological progress to meet the needs of customer, and can be used anywhere and anytime with real time results. D-Mobile is one of Danamon's means to support the creation of less cash society."   


D-Mobile can be used on iOs, Android, and Blackberry operating systems. This application can also be downloaded for free on Apple App Store (iPhone), Google Play Store (Android Phone) and Blackberry App World (Blackberry). In terms of security, D-Mobile uses user ID and Password to log in and access the transaction menu, in addition to using an mPIN to authorize each transaction, which will produce a notification sent to the user's email.  
"With the launch of D-M

obile, Danamon has complemented its alternative channels, which covers more than 1,400 ATMs around Indonesia, 70 cash deposit machines, internet banking, and SMS banking. The transactions conducted through alternative channels have increased significantly. Compare to last year, transactions made through alternative channels have risen by more than 60% and has posted a fee based income of more than 50%. This growth is a positive trend, as its shows a high acceptance and enthusiasm from the public to use digital platform for transaction. Digital platforms such as mobile banking and SMS banking provide a wider coverage than physical platforms such as branches. As such, digital platforms can be used to reach regions that are previously untouched by financial services," said Michellina Triwardhany.    

About Danamon:
PT Bank Danamon Indonesia, Tbk. ('Danamon') was established in 1956 and as of September 30, 2014 operates a network of around 2,440, including among others conventional branches, Danamon Simpan Pinjam (DSP) and Syariah units as well as its subsidiaries branches. As of September 30, 2014 Danamon provides its customers with close to 60,000 ATMs, including through its association with ATM Bersama and ALTO, in all 33 provinces in Indonesia. Danamon manages around IDR 194.4 trillion in assets as of September 2014.

Danamon was recently awarded Best Domestic Provider of FX Services, Best Domestic Provider for FX Products and Services, Best Domestic Provider for FX Options, and Best Domestic Provider for FX Research and Market Coverage from Asiamoney Foreign Exchange (FX) Poll 2014. Danamon also received the Indonesia Wow Brand Award 2014 as the Silver Champion in the Banking Industry category for Mortgage Products. Internationally, Danamon was included in the 2014 Forbes Global 2000, which is a list of the world's largest public companies as compiled by Forbes Magazine.

Danamon is also the sole license holder of Manchester United cards in Indonesia, allowing the Bank to issue Manchester United ATM/Debit cards and credit cards.

PT Adira Dinamika Multi Finance Tbk (Adira Finance), the automotive financing subsidiary of Danamon, operates an extensive branch network in more than 260 cities in Indonesia. Danamon is also the majority owner of PT Asuransi Adira Dinamika (Adira Insurance), a general insurance company and PT Adira Quantum Multifinance (Adira Kredit), a durable goods financing company.

As of September 30, 2014, Danamon was 67.37% owned by Asia Financial (Indonesia) Pte. Ltd., 6.53% by JPMCB-Franklin Templeton Investment Funds and 26.10% by the public.

For further information regarding Danamon, please visit Danamon's corporate website at: www.danamon.co.id.

distributed by