PRESS RELEASE

Date: 29.04.2013

Performance Highlights of the Bank for

Financial Year Ended March 2013

Shri Narendra Singh, Chairman and Managing Director, Bank of Maharashtra, announced the performance highlights of the Bank immediately after the adoption of financial results for
Financial year ended 31st March 2013 by the Board of Directors.

Results at a glance - FY 2012-13

Operating Profit for FY 2012-13 increased to Rs.2148.71 crore compared to Rs. 1515.24 crore for FY 2011-12 with a growth rate of 41.81%.
Net Profit for FY 2012-13 was at Rs.759.52 crore as compared to Rs. 430.83 crore for
FY 2011-12 recording a growth rate of 76.29%.
Total Income increased by Rs.2671 crore recording growth rate of 34% over FY 2011-12. Interest Spread for FY 2012-13 increased by Rs.516 crore to Rs.3033.35 crore
recording a growth rate of 20.50% over FY 2011-12. Net Interest Margin (NIM) at 3.10% for FY2012-13.
Non-Interest income for FY 2012-13 jumps by Rs.271.33 crore to Rs.912 crore, recording growth of 42.35% over FY 2011-12.
The Gross NPA ratio reduced to 1.49% as at March 2013 from 2.28% as at March 2012. Net NPA ratio reduced to 0.52% as at 31.03.2013 from 0.84% as at 31.03.2012.
CASA deposits share in total deposits stood at 40.79% as on 31.03.2013.
Business per employee was at Rs.12.56 crore and Profit per employee was at
Rs.5.59 Lakh for FY 2012-13.
Gross Advances jumped by 34.08% to Rs.76397 crore as at 31.03.2013. Total Deposits up by 23.27% to Rs.94337 crore as at 31.03.2013.
Head Office: "Lokmangal", 1501, Shivajinagar, Pune - 411 005. www.bankofmaharashtra.in Page 1 of 5

Results at a Glance - March 2013 (Q4)

Operating Profit for Q4 increased to Rs.710.60 crore as against Rs.249.99 crore for Q4 of FY 2011-12 recording a growth rate of 184.25%.
Net Profit for Q4 of FY 2012-13 is at Rs.258.99 crore as against Rs.72.83 crore for Q4 of FY 2011-12 registering a growth rate of 255.60%.
Total Income for Q4 increased to Rs.3163.88 crore recording growth rate of 52.76%
over Mar 12 [Q4].
Interest Spread for Q4 increased to Rs.871 crore recording a growth rate of 34.57%
over Mar 12 [Q4].
Non-Interest income for Mar 13 Q4 is at Rs.382 Crore up by 121.21%. The Yield on advances stood at 11.23% for Mar 13 [Q4].

Performance Highlights:

Business Growth:

a. Total Business: Total Business of the Bank as on 31.03.2013 stood at Rs.170734.12 crore. The total business increased by Rs.37226.60 crore from Rs. 133507.52 Crore as on 31.03.2012 registering a growth of 27.88% on y-o-y basis. b. Deposits: Total Deposits of the Bank increased by Rs.17808.28 crore to Rs.94336.93 crore as on 31.03.2013 from Rs.76528.65 crore as on 31.03.2012 recording a growth of 23.27% on y-o-y basis.

The share of CASA deposits to total deposits stood at 40.79% as on 31.03.2013.

c. Advances: