Quarterly results presentation

3Q 2017

30 October 2017

1

Disclaimer

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CONTENTS

  1. 9M 2017 HIGHLIGHTS

  2. 3Q 2017 RESULTS

  3. ASSET QUALITY AND RISK MANAGEMENT

  4. LIQUIDITY AND SOLVENCY

  5. CONCLUSIONS

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QUARTERLY RESULTS PRESENTATION

9M 2017 Highlights 1 Competitive positioning

2

Profitability

3

Asset quality

4 Capital generation

4

NEW MULTICHANNEL DISTRIBUTION MODEL BOOSTS BUSINESS AND REINFORCES OUR CUSTOMERS' SATISFACTION

... RETAINING OUR COMPETITIVE ADVANTAGES...

... ACCELERATING THE REDUCTION IN NON-PRODUCTIVE ASSETS...

... AND GENERATING CAPITAL ORGANICALLY AND

ON A RECURRENT BASIS

Highest customers'

satisfaction levels

2.3x New mortgages

+19.6% Consumer finance

Cost to income ratio: 48.0% 9M17

Attrib. profit: €739mn 9M17

Reduction in NPAs: €1,581mn

Sep.17 vs Dec.16

NPL ratio: 8.8%

CET1 FL ratio: 14.16%

Total Capital ratio: 17.18%

Bankia SA published this content on 30 October 2017 and is solely responsible for the information contained herein.
Distributed by Public, unedited and unaltered, on 30 October 2017 08:27:03 UTC.

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