Via ODiSy

February 22, 2013

PHILIPPINE STOCK EXCHANGE, INC.

Tower One and Exchange Plaza Ayala Triangle, Ayala Avenue Makati City

Attention: Ms. Janet A. Encarnacion

Head

Disclosure Department

Ms. Christina Marie C. Fortes

Assistant Manager

Disclosure Department

Re: Notice and Agenda of the Annual Stockholders' Meeting of BDO Unibank, Inc.

==================================== Ladies:

We attach to this letter the Notice and Agenda of the Annual Shareholders' Meeting of BDO Unibank, Inc. to be held on April 19, 2013.

Thank you.

Very truly yours,

ELMER B. SERRANO

Corporate Information Officer


NOTICE OF ANNUAL SHAREHOLDERS' MEETING
Dear Shareholder:
Please be informed that the Annua! Meeting of Shareholdcrs of BDO UNIBANK, INC. will be held at the Rizal Ballroom AB, Second Floor, Makati Shangri­ La Hotel, Ayala Avenue, Makati City on Aprii 19, 2013, Friday, at 2 o'clock in the afternoon.
The agenda of the meeting is as follows:
1. Cali to arder
2. Proof of notice and determination of existence of quorum
3. Approvai of the minutes of the previous annua!shareholders' meeting held on April 20, 2012
4. President's report and approvai of Audited Financial Statements as of
December 31, 2012
5. Approvai and ratifica tio n of ali acts of the Board of Directors during their term of office
6. Election of Directors
7. Appointment of External Auditor
8. Other ma tters
9. Adjournment
Each agenda item for approva! is explained in the Definitive lnformation Statement ("DIS"). A copy of the minutes of the previous annua!shareholders' meeting, representative list of acts of the Board of Directors and list of qualified nominees with their respective professional experience are included in the DIS.
Stockholders of record as of March 8, 2013 are entitled to vote a t this year's
Annua!Meeting.
Piease bring any form of identifica tion in order to facilitate registration.

EDMUNDO L TAN Corporate Secretary

Banco De Oro

BDO Corporale Cenler

7899 Makati Avenue

Makall C1ty 0726,Philippines

Swift Code: BNORPHMM Tel +63(2) 840 7000



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