Capital One Financial Corporation (NYSE: COF) announced today the launch of Journey Credit Tracker (www.journeycredittracker.com), a new interactive online credit education tool* available exclusively for JourneySM Student Rewards Credit Card customers. The customized tool powered by Credit Karma offers Journey cardholders access to their monthly TransUnion®** credit score and profile in addition to a variety of tools to help them learn about credit - all at no cost.

"The Journey card was custom designed for students to help them familiarize themselves with how credit works and build a strong credit history responsibly," said Mike Wassmer, EVP, US Card at Capital One. "We want to equip our student cardholders with information and tools to help them make good financial choices, and the Journey Credit Tracker will allow students to understand the impact of their financial choices and track their progress on the path to building a strong credit foundation and a bright financial future."

While all consumers are entitled to free credit reports under the law, the Journey Credit Tracker web site goes much further, providing students with interactive tools that allow them to quickly and easily monitor their credit score and keep tabs on different credit factors impacting their score. Users can also compare their credit score to that of their peers by age or location, and the "Credit Simulator" lets users virtually simulate how certain financial choices will impact their credit score. In addition, users can access relevant credit education information, including credit facts, tips and quizzes.

Launched in December 2010, the Journey Student Rewards Card has been recognized as one of the top cards for students by experts such as Smart Money Magazine, Kiplinger Personal Finance, CBSMoneyWatch.com and NerdWallet.com. Journey is designed to help college students build their credit with confidence and reward them for responsible credit use. The card offers straightforward cash rewards with 1% cash back on all purchases and an additional 25% bonus on the cash earned each month that cardholders pay their bill on time. The card comes with a low initial limit, plus tools such as free customizable text/email alerts to help students manage credit by keeping track of their spending and due dates.

To learn more about Journey Credit Tracker, visit www.journeycredittracker.com. For more information on the Journey card, visit www.capitalonejourney.com

*Depending upon the length of their credit history, customers should be able to take advantage of this tool within 6 months

**The provided credit score is based on TransUnion's credit file and is calculated by TransUnion's New Account Model. While this credit score is indicative of one's overall credit risk, it is only one of many scores available in the marketplace and may not be used by all lenders."

About Capital One

Capital One Financial Corporation (www.capitalone.com) is a financial holding company whose subsidiaries, which include Capital One, N.A. and Capital One Bank (USA), N. A., had $128.2 billion in deposits and $206.0 billion in total assets outstanding as of December 31, 2011. Headquartered in McLean, Virginia, Capital One offers a broad spectrum of financial products and services to consumers, small businesses and commercial clients. Capital One, N.A. has approximately 1,000 branch locations primarily in New York, New Jersey, Texas, Louisiana, Maryland, Virginia and the District of Columbia. A Fortune 500 company, Capital One trades on the New York Stock Exchange under the symbol "COF" and is included in the S&P 100 index.

About Credit Karma

Credit Karma is a completely free credit management service that provides free credit scores, personalized savings recommendations, and financial education. Credit Karma believes free access to one's credit score is a fundamental consumer right. Credit Karma helps more than 3 million consumers realize the everyday cost savings of having a good credit score. For more information, visit www.creditkarma.com.

Capital One Financial Corporation
Sukhi Sahni, 703-720-2390
sukhi.sahni@capitalone.com