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Cigna : to Introduce Individual Supplemental Health Products

07/22/2014 | 01:57am US/Eastern

Cigna's new suite of supplemental health insurance products, called Flexible Choice, provides lump sum payments ranging from $5,000 to $100,000 for policyholders diagnosed with a heart attack, stroke or cancer.

The lump sum payments provided by these insurance policies can be used any way the individual sees fit.

According to a release, individuals can choose a Flexible Choice Cancer policy and/or Heart Attack & Stroke policy and customize them with riders that offer additional benefit options for an additional premium to help protect against the future expenses associated with these illnesses. The policies and riders are insured by Loyal American Life Insurance Company.

"Many Americans don't have a financial cushion to absorb the unanticipated expenses that occur with a serious medical condition. In addition to out-of-pocket medical-related expenses, other costs can arise -- such as wanting to fly in family members to help or hiring someone for the yard work. Everyone's situation is different, so we designed our Flexible Choice products to provide many options so customers can choose the one that best meets their needs," said David Chambers, divisional vice president of brokerage sales for Cigna Supplemental Benefits.

Flexible Choice Cancer and Heart Attack & Stroke products are available currently in 18 states and will continue to roll out nationally pending regulatory approvals. Policies are offered for ages 18 to 99.

Cigna Corp. is a health service company.

More information and complete details:

cigna.com

((Comments on this story may be sent to newsdesk@closeupmedia.com))

(c) 2014 ProQuest Information and Learning Company; All Rights Reserved.

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