CNP Assurances, ING Direct's partner for its online real estate credit offer

ING Direct, leader in online banking in France, announced the launch of its real estate credit offer on 12 May. A pioneer of full on line in the field of mortgage insurance, CNP Assurances accompanies ING Direct in its conquest of the French market.ING Direct, pioneer of online banking in France for the past 15 years with nearly a million clients, announced the launch of its real estate credit on 12 May. CNP Assurances, number one company for mortgage insurance in France, has been chosen as the partner for ING Direct's real estate credit offer, which combines the efficiency of digital with the expertise of real estate specialists. At the end of a call for bids, CNP Assurances distinguished itself from its competitors through its approach combining simplicity of products, competitiveness and ability to provide wide coverage of all the guarantees offered to real estate borrowers (incapacity/invalidity, loss of employment, death…) Just as for all its new offers, ING Direct relied on its client community to jointly build its real estate credit offer in keeping with its expectations:

■ performance: a competitive fixed rate loan, an immediate principle response, application fees with no unpleasant surprises (€ 500), a complete and competitive insurance,
■ flexibility: the possibility of postponing the beginning of the loan by 3 months and modulation of due dates by more or less 10 %,
■ support: a team of specialists for close follow-up during each stage by phone, email or SMS,

With this partnership, CNP Assurances confirms its commitment in the digital domain and its position as referent in on-line banking support.

"We are happy with this partnership with ING Direct, leader of online banking in France, which has rolled out an active strategy to conquer the market. France's number one company for mortgage insurance, CNP Assurances is the pioneer of full-on-line in this domain. Armed with this experience, our teams have been able to rise to the challenge of integrating our loan insurance offer in the on-line credit membership process set up by ING Direct in a simple and smooth manner", said Yves Couturier, director of the open model customer business unit of
CNP Assurances.



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