Commerce Bancshares : Bank brings extensive healthcare banking experience to Ohio, Kentucky, Indiana, and Tennessee markets

Cincinnati, Ohio- June 20, 2017 -Commerce Bank announced today that Susan Lipowicz has joined the company's Cincinnati office and will be responsible for serving the banking needs of healthcare organizations in Ohio, Kentucky, Indiana and Tennessee. Lipowicz will provide comprehensive banking services to the healthcare industry including payment, credit and equipment financing solutions.

Commerce Bank, a $25.3 billion Missouri-based, regional bank (NASDAQ: CBSH), has had a dedicated healthcare banking division for more than 25 years. Throughout the company's 152-year history, Commerce has been actively involved in virtually every sector of the healthcare community. We have established long-standing relationships and provided financial solutions for medical practices, hospital systems, senior living facilities, ancillary services, laboratories and research and development organizations.

Commerce's healthcare solutions serve the unique needs and challenges of this ever-evolving industry - whether that's improving cash flow and collection rates through efficient and reliable payment systems, providing equipment or real estate finance options, including the direct placement of tax-exempt bond issues, that meet the unique needs of healthcare organizations, automating manual insurance claim processing to increase back-office efficiencies or providing affordable financing options for patients. Commerce Bank's Health Services Financing (HSF™) program, for example, offers a compassionate alternative to traditional medical billing programs. Featuring an interest-free line of credit, providers may present this seamless, highly customizable solution to patients and families, at any point in the revenue cycle.

In making this announcement, Tammy Krebel, senior vice president, said, 'The healthcare industry is in a period of rapid change and evolution. At Commerce, we realize these changes are impacting the financial needs of both providers and patients and healthcare organizations need a partner to help navigate these changes so they're able to focus on what's most important - patient care. Susan's experience will provide the utmost value to the healthcare organizations she serves. We are thrilled to have her join our team.'

Lipowicz brings more than 30 years of banking experience, 15 of which have been spent serving healthcare clients, to Commerce. Shereceived her Bachelor of Science degree in finance from University of Illinois - Urbana-Champaign, and is a Certified Treasury Professional by The Association of Financial Professionals.

About Commerce Bank

Commerce Bank, is a subsidiary of Commerce Bancshares, Inc. (NASDAQ: CBSH), a $25.3 billion regional bank holding company, as of March 31, 2017. For more than 150 years, Commerce has been meeting the financial services needs of individuals and businesses. Commerce provides a full range of financial products to consumer and commercial customers, including personal banking, lending, mortgage banking, wealth management, brokerage and capital markets services. Commerce operates in more than 330 locations in the central United States and has a nationwide presence in the commercial payments industry.