Crédit Agricole is one of the leading European banking groups. Net Banking Product (including intragroup) breaks down by activity as follows:
- retail banking (32%): activities in France (55.5% of Net Banking Product; 6.5 million customers at the end of 2011; 2,531 agencies under the Crédit Lyonnais corporate name) and abroad (44.5%; 6.5 million customers; 2,400 agencies; owns 9.4% of the No. 3 in Portugal, Banco Espirito Santo). The group also owns 25% in 39 Caisses Régionales (1st banking network in France; 20 million customers; 7,012 branches);
- finance, investment and market banking (25.3%; Crédit Agricole CIB): standard and specialized bank financing activities (financing for acquisitions, projects, aeronautical and maritime assets, etc.), stock operations, consulting in mergers and acquisitions, investment capital, etc.;
- asset management, insurance and private banking (24.4%): EUR658.6 billion of assets under management at the end of 2011, divided between asset management (47.2%; No. 1 in France for the management of mutual funds), insurance (33.6%; No. 2 in France) and private banking (19.2%);
- specialized financial services (18.3%): factoring (No. 1 in France; Crédit Agricole
Leasing & Factoring), consumer loan (Crédit Agricole Consumer Finance; EUR78.3 billion in current credits at the end of 2011) and leasing (No. 1 in France; Crédit Agricole Leasing & Factoring; EUR19.9 billion in current credits).
At the end of 2011, Crédit Agricole managed EUR525.6 billion in current deposits and EUR399.4 billion in current credits.
NBP breaks down geographically as follows: France (53.2%), Europe (34.5%), Japan (1%), Asia and Oceania (4.4%), North America (4.4%), Africa and Middle East (2.2%), Central and South America (0.3%).
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