Paris, the 25 november 2014

Press release

Paris, 25th November 2014 - Crédit Agricole Group joins Paylib, the e-wallet reference solution in France. In the meantime, Paylib extends its acceptance internationally and enables its users to make payments through e-merchants not only in France but also internationally, thanks to a partnership with MasterPass™, MasterCard® digital payment solution.

Crédit Agricole and LCL will enable Paylib solutions in 2015
Within its digital banking strategy, Crédit Agricole Group signed a letter of intent to join Paylib which will be available to 16 million Crédit Agricole and LCL cardholders and will thus confirm the solution's leading position in the market. Crédit Agricole Group will launch Paylib commercially in 2015 for private customers, e-business professionals and companies.

Paylib strengthens its position in the French market
After Crédit Mutuel Arkéa, Crédit Agricole Group arrival in Paylib is a significant step towards the creation of a standard e-wallet in France. 40 million cardholders, which represent 2 French out of 3, and more than 30,000 e-merchants will have access to this online payment solution through their bank. Paylib will be positioned as a major e-wallet in France for e-business and m-business.
Launched in September 2013 by BNP Paribas, La Banque Postale and Société Générale, Paylib answers the needs for Internet purchases simplification and security. This solution, based on card payment, has already been adopted by more than 300,000 users and 700 e-merchants, including showroomprive.com, vente-privee.com, voyages-sncf.com and priceminister.com.
Paylib was conceived to improve French inter-banking collaboration that materializes today with the approval by Cartes Bancaires Group of its payment solution and is positioned as the digital wallet in France for e-commerce and m-commerce.

Thanks to MasterPass™, Paylib' banks customers will be able to use their e-wallet abroad
Thanks to an agreement with MasterCard, Paylib will offer its users access to the global MasterPass acceptance network. Paylib users will be able to shop at over 60,000 participating MasterPass merchants in 13 countries around the world. The ability for Paylib users to checkout with MasterPass will be effective in 2015.
This agreement will also enable MasterCard to accelerate the deployment of MasterPass acceptance in France where both brands, Paylib and MasterPass, will be jointly promoted to French e-merchants. This will enable e-merchants accepting MasterPass to have access to a broad customer base from around the world.


Press relations:

Crédit Agricole Group
Crédit Agricole S.A
Charlotte de Chavagnac - 01 57 72 11 17 - charlotte.dechavagnac@credit-agricole-sa.fr
Alexandre Barat - 01 43 23 07 31 - alexandre.barat@credit-agricole-sa.fr
FNCA : Bertrand Schaefer - 01 49 53 41 72 - bertrand.schaefer@ca-fnca.fr

MasterCard France
Donatienne Douriez:
+33.1.42.73.81.23 donatienne_douriez@mastercard.com
Claire du Boislouveau / Hélène Arhab Luis:
+33.1.41.11.37.85/93 claireb@oxygen-rp.com / helenel@oxygen-rp.com

Paylib
Florence Amphoux - 01 42 14 70 33 - florence.amphoux@socgen.com
Florence Eckenschwiller - 02 98 00 01 91 - florence.eckenschwiller@arkea.com
Marie Paumier - 01 55 44 22 38 - marie.paumier@laposte.fr
Joëlle Rosello - 01 42 14 02 17 - joelle.rosello@socgen.com
Loubna Sebti - 01 40 14 66 28 - loubna.sebti@bnpparibas.com

About Crédit Agricole Group
Crédit Agricole Group is market leader in full-service retail banking in France and one of the largest banks in Europe.
With operations in 60 countries, Crédit Agricole Group is a leading partner in supporting clients with their projects in all areas of retail banking and associated specialised business lines: day-to-day banking, savings, home and consumer loans, insurance, private banking, asset management, leasing and factoring, and corporate and investment banking.
On the strength of its cooperative and mutualist foundations, Crédit Agricole Group's expansion is based on balanced growth serving the real economy and respecting the interests of its 49 million customers, 1.2 million shareholders, 7.4 million mutual shareholders and 150,000 employees.
www.credit-agricole.com

About Paylib
Paylib is a simple, secure and innovative payment solution for Internet and mobile. Joining the service is done directly from the partner banks: BNP Paribas, Banque Postale , Société Générale, Crédit Mutuel Arkéa and Crédit Agricole soon. Paylib was designed in the interest of the consumer and the merchant, to enhance customer confidence when purchasing online, while securing their payments.
For users: the purchasing process is simpler, more fluid including shopping mobility because the consumer does not have to enter bank details which are kept by the bank. This secures the transaction by checking the identity of its client before confirming the transaction.
For merchants: Paylib is simple to install and provides a guarantee to the merchant on Paylib payments.
The solution simplifies and secures the purchase route, reassures customers and promotes new uses and processing of transactions, increasing sales.
More information on: www.paylib.fr

About MasterCard
MasterCard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry. We operate the world's fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard's products and solutions make everyday commerce activities - such as shopping, traveling, running a business and managing finances - easier, more secure and more efficient for everyone. Follow us on Twitter @MasterCardNews, join the discussion on the Cashless Pioneers Blog and subscribe for the latest news on the Engagement Bureau.

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