FinTech : Morgan Stanley & Co. International plc participates in FinTech Group AG within the scope of a cash capital increase from authorized capital

Ad-Hoc-News / Frankfurt am Main, 14 December 2017

Ad hoc-notice: Disclosure of an inside information acc. to Article 17 MAR

Morgan Stanley & Co. International plc participates in FinTech Group AG within the scope of a cash capital increase from authorized capital

• • Issuance of 700,000 new shares from authorized capital under exclusion of share-holders' subscriptions rights with a total issue amount of 18,158,000 EUR

Frankfurt/Main, 14 December 2017 - On December 13 2017, after the close of the ex- change, FinTech Group AG's management board has agreed and resolved with the consent of the supervisory board to a cash capital increase, making use of authorized capital. The company will issue 700,000 new shares with a total issue amount of 18,158,000 EUR. Morgan Stanley is allowed to subscribe all new shares. The new shares will be traded at the Open Market, Frankfurt.

Media Contact Roman Keßler

Head of Communications +49 (0) 69 45000 11 700

Roman.Kessler@fintechgroup.comwww.fintechgroup.com

About FinTech Group AG

The FinTech Group AG (German WKN: FTG111, ISIN: DE000FTG1111, Ticker: FTK.GR) is a state-of-the-art smart bank. Our financial success is based on flatex, one of the fastest growing and most advanced online brokers in Europe: With more than 200,000 clients and over 12 million trades an- nually, we are one of the leading online brokers in the German market and the undisputed number one in Austria. As the last independent broker, we guarantee our clients one of the best and most extensive selections of products available.

In 2006, flatex became one of the first FinTechs to introduce a digital flat fee. Today, numerous independent reviews demonstrate that our user experience (UX) and user interfaces (UI) are best in class - whether provided via our mobile services or on our online platform. Our state-of-the-art, proprietary platform lets us respond instantly and at any time to changing markets and client needs. That's how flatex is able to offer our B2C clients the best platform with the best products at the best prices.

What's more, our smart technology offers easy scalability - which is why we've been so successful at offering it to B2B clients: The FinTech Group Core Banking System (FTG:CBS) is the standard plat- form for private and special purpose banks. The FTG:CBS provides technological and regulatory banking processes at prices which are 30% lower than average. As a full-service solution, it provi- des the roughly 500 private and special purpose banks in Germany the kind of technological leap that lets them improve profitability and ensure long-term viability.

We deliver vital services in the B2B sector for many well-known institutions and even government organizations. We also help startups and innovative entrepreneurs in need of banking licenses achieve success quickly through our white label banking services.

Disclaimer

This release may contain forward-looking statements and information, which may be identified by formulations using terms such as "expects", "aims", "anticipates", "intends", "plans", "believes", "seeks", "estimates" or "will". Such forward-looking statements are based on our current expec- tations and certain assumptions, which may be subject to variety of risks and uncertainties. The results actually achieved by FinTech Group AG may substantially differ from these forward-looking statements. FinTech Group assumes no obligation to update these forward-looking statements or to correct them in case of developments, which differ from those anticipated.