First Financial Corporation is a financial holding company. The Company offers a variety of financial services, including commercial, mortgage and consumer lending, lease financing, trust account services, depositor services and insurance services, through its two subsidiaries, which include First Financial Bank, N.A. (the Bank), and FFB Risk Management Co., Inc. The Bank has two investment subsidiaries, Portfolio Management Specialists A (Specialists A) and Portfolio Management Specialists B (Specialists B), which hold and manages certain assets to manage various income streams and provides opportunities for capital creation as needed. The Bank's loan portfolio includes commercial loans, residential loans, and consumer loans. Its deposits include non-interest-bearing demand deposits, interest-bearing demand deposits, savings deposits, time deposits and other time deposits. The consumer portfolio primarily consists of home equity loans and lines, secured loans and unsecured loans.
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