2017 HighlightsStrong Fundamentals, Merger Closed and Well Positioned for 2018§Solid performance driven by strong fundamentals§Healthy balance sheet growth§Stable credit quality§Capital Bank (CBF) integration on track, with enhanced merger economics§Positioned well to deliver on strategic priorities and create long-term value Net Interest Income and Net Interest Margin
Strong NII Growth and Margin Expansion
§NII and NIM increases driven by:
§Accretion from CBF loans
§Increase in short term rates
§Total deposits rate paid at 39bps vs 36bps LQ
§Total consumer deposits rate paid declined 3bps LQ
§Net interest spread up 9bps LQ, reflecting higher loan
yields and steady deposit costs
§Estimated accretion of ~$30mm in 2018

First Horizon National Corporation published this content on 19 January 2018 and is solely responsible for the information contained herein.
Distributed by Public, unedited and unaltered, on 19 January 2018 11:54:11 UTC.

Original documenthttp://ir.fhnc.com/Cache/1500106698.PDF?Y=&O=PDF&D=&fid=1500106698&T=&iid=100292

Public permalinkhttp://www.publicnow.com/view/0D188F79CE291D96A7BDB45F8B7258DF948DB894