Educational institutions can now customize their liability coverage based on their needs with The Hartford’s Educators Professional Choice, a flexible package of management and professional liability coverages designed specifically for private schools, colleges and universities.

“Protecting a school’s reputation and finances is critical to its ability to attract students and donors,” said Melissa Zaparanick, assistant vice president and head of The Hartford’s industry practices. “In today’s litigious environment, schools face potential liability related to their employment practices, educational services and management oversight. These exposures can vary widely from school to school, so they need coverage that can be tailored to fit their specific circumstances.”

The Hartford has designed Educators Professional Choice as a companion to its general liability policy to address the specialized liability protection needs of educational institutions. Schools have the flexibility to select one or more of the three coverage parts and the ability to set individual limits, self-insured retentions and retroactive dates for each. The Hartford’s Educators Professional Choice offers:

  • Employment practices liability coverage with optional coverage for allegations involving third-parties, including volunteers, consultants and vendors; and optional defense coverage for certain wage-and-hour violations, which are offered by endorsement where available;
  • Errors and omissions coverage for allegations related to the rendering of or failure to render educational services; and
  • Directors, officers and entity coverage.

“We designed Educators Professional Choice in direct response to feedback from school administrators and their agents and brokers as part of The Hartford’s commitment to developing tailored insurance products and services for the education industry,” said Zaparanick.

For more information about The Hartford’s offerings for educational institutions, visit www.thehartford.com/education.

About The Hartford

With more than 200 years of expertise, The Hartford (NYSE: HIG) is a leader in property and casualty insurance, group benefits and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust and integrity. More information on the company and its financial performance is available at www.thehartford.com. Join us on Facebook at www.facebook.com/TheHartford. Follow us on Twitter at www.twitter.com/TheHartford.

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Some of the statements in this release may be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. We caution investors that these forward-looking statements are not guarantees of future performance, and actual results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ. These important risks and uncertainties include those discussed in our 2014 Annual Report on Form 10-K, subsequent Quarterly Reports on Forms 10-Q, and the other filings we make with the Securities and Exchange Commission. We assume no obligation to update this release, which speaks as of the date issued.

From time to time, The Hartford may use its website to disseminate material company information. Financial and other important information regarding The Hartford is routinely accessible through and posted on our website at http://ir.thehartford.com. In addition, you may automatically receive email alerts and other information about The Hartford when you enroll your email address by visiting the “Email Alerts” section at http://ir.thehartford.com.

The coverage discussion herein is a summary. Coverage is provided by the member companies of The Hartford Financial Services Group, Inc. and may not be available to all insureds in all states. For a complete description of coverage terms, conditions and exclusions, refer to the insurance policy. In the event of a conflict, the terms, conditions and exclusions of the policy purchased prevail.