Although mobile payment is quite common for individual users, but it is still something that unattainable for corporations. Fortunately, it became the past on Apr 5, 2016, when IB Butler, the IB corporate mobile payment product, was officially released, which helps enterprises enter into a new age of 'pay and settle via cell phone anytime anywhere'.

'It is the aim of IB Butler to be a considerate butler for medium, small and micro businesses by managing both money and business,' introduced by Zhao Chaoqing, the GM of IB Payment and Settlement Department. As a business management App combining account management, financial audit, transfer and remittance, password creation, account enquiry and mobile office, IB Butler, based on mobile phones, can help enterprises, especially the micro, small and medium ones, improve efficiency and lower costs.

Money management: audit and pay anytime, anywhere

Cheng Gong, a small business owner based in Fujian High and New Technology Incubator, travels frequently. He feels really inconvenient to log in computer to approve payment matters while travelling by air. Once hearing about the release of IB Butler, he came first to try the new service.

On Apr 5, Cheng Gong came to IB Fuzhou branch business department in the morning. With the assistance from banking staff, he opened IB Butler on his cell phone in just three steps, i.e. linking payment stick to business license and ID card, downloading the client and activating a user name, which was easier than expected.

Logging on IB Butler on cell phone, customers would see four business modules, including account enquiry, transfer and remittance, password creation and daily businesses. Click 'transfer and remittance', the page will be directed to payment approval. It is concise in design and clear in instruction. What impressed Cheng Gong was that, besides text, it is possible to add pictures, voice message and other forms of vouchers or background materials into the process, providing sufficient basis for him to determine whether to approve a payment in daily businesses. And after the approval, the system will automatically navigate to the payment screen, and generate a payment instruction. By simply inserting the payment stick, confirming the amount and pressing 'submit', the amount will be send via cell phone. Within less than 10 seconds, the fund will be send to a designated account in a safe and speedy way. It means that from now on, enterprisers travelling a lot like him can now control the movement of capital anytime anywhere.

The reporter noticed that, while Cheng Gong handles payment issues with IB Butler, the payment stick plays an essential role. It is introduced by professionals from IB that, payment stick is a new encryption tool for mobile payment. With the built-in second-generation enhanced Ukey and 'wireless payment cipher generator' for bill verification connectable with banking computer network, and double certified by national commercial code office and China Financial Certification Authority, the encrypted transmission technology is safe and reliable to handle clients' funds.

It is worth to mention that the online creation of payment password with IB Butler enables financial staff to submit application for password creation on cell phone when handling bill remittance rather than seeking for supervisor's authorization by holding the cipher generator, and the supervisor can also easily approve such application directly via cell phone.

Moreover, the handling fee will also be waived for transfer and remittance via IB Butler, truly helping businesses lower their costs.

Affair Management: Smart Mobile Office

Compared with large enterprises, numerous micro-, small- and medium-sized businesses have relatively limited investment in human, funds and materials, which lowers their level of smart office system and hampers their working efficiency and normalization of management. The release of IB Butler fully meets their all around demands on mobile office.

It is introduced that, different from traditional business internet banking and mobile banking, the IB Butler not merely connects approval and payment seamlessly to provide payment and settlement service anytime anywhere for businesses, but also extends services into companies to cover smart mobile office and approval of daily affairs. Relying on internet Cloud technology, the product can provide fast and efficient mobile OA for businesses free of charge; push real time message, such as to-do list, to logged users by instant messaging, making up the deficiency of manual telephone notice of instructions from internet banking. For micro-, small- and medium-sized businesses, IB Butler's Cloud management specialties, including full generation of staff information on cell phone, instant change of authorities, and internal issue management such as travel, leaves and reimbursement, helps to lower the cost in purchasing and maintaining office system and to improve the informatization level and management efficiency.

It is learned that, prior to official release, IB Butler had been tested by some of its clients for three months. As a result of great customer experience, there are already nearly 1,000 users. From Apr 1, IB Butler can be downloaded from Android apps market such as Baidu mobile assistance, Wandoujia, Huawei Market, 360 Market, Android Market and MyApp as well as Apple App Store.

Industrial Bank Co. Ltd. published this content on 06 May 2016 and is solely responsible for the information contained herein.
Distributed by Public, unedited and unaltered, on 06 May 2016 06:02:05 UTC.

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