4 May 2017

The Manager

Company Announcements

Australia Securities Exchange Limited Level 4, Bridge Street

SYDNEY NSW 2000

nib holdings limited Head Office

22 Honeysuckle Drive

Newcastle NSW 2300

abn 51 125 633 856

t 13 14 63

f 02 4925 1999

e nib@nib.com.au

w nib.com.au

Presentation to Macquarie Australia Conference - May 2017

Attached presentation delivered by nib at the Macquarie Australia Conference (4 May 2017).

Yours sincerely

Michelle McPherson

Company Secretary/Chief Financial Officer

Macquarie Australia Conference

Mark Fitzgibbon

4 May 2017 The Private Health Insurance Industry

  • Australian healthcare spending has topped $160 billion (2014/16)

  • Growth in healthcare spending driven by; wealth effect, ageing, rise of chronic disease, cost of new technology, supply induced demand and moral hazard.

  • Australian PHI growth drivers:

    • Increasing wealth and favourable economic conditions

    • Dissatisfaction with public system and rationing

    • Competition and investment in marketing and growth

    • Government "sticks and carrots"

Australia's health expenditure continues to grow Government cannot sustain its relative share (Commonwealth spending)

Source: AIHW 2014/15 Health Expenditure Australia

Key Business Strategies

1. Grow our core Australian Resident Health Insurance (arhi) business at a "sustainable" rate of 4-5%

(net policyholder growth) with an emphasis upon segmentation and risk selection.

2. Leverage capabilities and assets within the Group to pursue adjacent business opportunities.

3. Create competitive advantage across the Group through constant innovation, agility and cultural alignment.

NIB Holdings Limited published this content on 04 May 2017 and is solely responsible for the information contained herein.
Distributed by Public, unedited and unaltered, on 08 May 2017 00:24:15 UTC.

Original documenthttps://www.nib.com.au/shareholders/file/Presentation to Macquarie Australia Conference.pdf

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