NEW YORK, Aug. 12, 2014 /PRNewswire/ -- RateWatch, a premier banking data and analytics service owned by TheStreet, Inc. (NASDAQ: TST) reported today that national averages for CD rates of all durations this week remained unchanged as the Federal Reserve continued to keep the short-term federal funds rate at a range of zero to 0.25% since late 2008.

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"Savers remain in limbo because the Federal Reserve has repeated that it won't lift the federal funds rate anytime soon, but a growing number of economists are arguing that the central bank will have to increase interest rates sooner than many market participants anticipate," reported Joe Deaux, TheStreet's Economics Analyst. "For now, savers can expect few changes in average national CD rates, but they also shouldn't be shocked if that shifts by the end of 2014."

NATIONAL AVERAGE RESULTS - $10K



                                    This                  Last
                                    week                  week
                                    ----                  ----

    Money Market                           0.15                   0.15
    ------------                           ----                   ----

    1 month CD                             0.11                   0.11
    ----------                             ----                   ----

    3 month CD                             0.15                   0.15
    ----------                             ----                   ----

    6 month CD                             0.23                   0.23
    ----------                             ----                   ----

    1 year CD                              0.36                   0.36
    ---------                              ----                   ----

    2 year CD                              0.55                   0.55
    ---------                              ----                   ----

    3 year CD                              0.75                   0.75
    ---------                              ----                   ----

    4 year CD                              0.93                   0.93
    ---------                              ----                   ----

    5 year CD                              1.15                   1.15
    ---------                              ----                   ----

* National Average is calculated using one unique rate per institution. Averages are based on Banks, Savings & Loans, Brokers and Internet Banks with assets greater than $1 Billion.

TOP RATE ISSUERS - $10K
This is a list of issuers with top interest rates. The issuer's Financial Strength Rating is an independent, unbiased evaluation of quarterly regulatory statements. Institutions are assigned a letter grade of A-E with "A" representing the highest rating based on a review of many aspects of financial safety including capitalization, asset quality, profitability and liquidity. For more information, visit www.weissratings.com/help/what-our-ratings-mean.aspx. Information is believed to be accurate, but not guaranteed.



    Money Market                               Financial  Minimum       APY
                                                Strength  to Earn       (%)
                                                 Rating  Interest
                                                            ($)
    ---                                                     ---

    First NBC Bank                         B-                     10000     1.260
                                           ---                    -----     -----

    504-671-3550

    www.firstnbcbank.com
    --------------------

    Salem Five Direct                      B                          1     1.000
                                           ---                      ---     -----

    800-850-5000

    www.salemfivedirect.com
    -----------------------

    Doral Bank                             D-                         1     0.950
                                           ---                      ---     -----

    212-584-6820

    www.doralbankny.com
    -------------------

    Sallie Mae Bank                        A-                         1     0.900
                                           ---                      ---     -----

    877-346-2756

    www.salliemaebank.com
    ---------------------

    Ally Bank                              A-                         1     0.850
                                           ---                      ---     -----

    877-247-2559

    www.ally.com
    ------------

    1 Month CD                                 Financial  Minimum       APY
                                                Strength  to Earn       (%)
                                                 Rating  Interest
                                                            ($)
    ---                                                     ---

    Beal Bank USA                          C+                      1000     0.400
                                           ---                     ----     -----

    702-598-3500

    www.bealbank.com
    ----------------

    Umbrellabank.com                       C-                      1000     0.400
                                           ---                     ----     -----

    866-862-7355

    www.umbrellabank.com
    --------------------

    Beal Bank, SSB                         C-                      1000     0.400
                                           ---                     ----     -----

    619-894-8066

    www.bealbank.com
    ----------------

    Carter Bank & Trust                    C+                      2500     0.400
                                           ---                     ----     -----

    276-632-2901

    www.carterbankandtrust.com
    --------------------------

    Merchants Bank of Indiana              B+                         1     0.350
                                           ---                      ---     -----

    765-874-2511

    www.merchantsbankofindiana.com
    ------------------------------

    3 Month CD                                 Financial  Minimum       APY
                                                Strength  to Earn       (%)
                                                 Rating  Interest
                                                            ($)
    ---                                                     ---

    Beal Bank USA                          C+                      1000     0.510
                                           ---                     ----     -----

    702-598-3500

    www.bealbank.com
    ----------------

    Umbrellabank.com                       C-                      1000     0.510
                                           ---                     ----     -----

    866-862-7355

    www.umbrellabank.com
    --------------------

    Institution for Savings In Newburyport B                          1     0.500
                                           ---                      ---     -----

    978-462-3106

    www.institutionforsavings.com
    -----------------------------

    Doral Bank                             D-                       500     0.500
                                           ---                      ---     -----

    850-914-2525

    www.doralbankflorida.com
    ------------------------

    Firstbank Florida                      D                       1000     0.500
                                           ---                     ----     -----

    305-740-9522

    www.firstbankfla.com
    --------------------

    6 Month CD                                 Financial  Minimum       APY
                                                Strength  to Earn       (%)
                                                 Rating  Interest
                                                            ($)
    ---                                                     ---

    Doral Bank                             D-                       500     0.950
                                           ---                      ---     -----

    850-914-2525

    www.doralbankflorida.com
    ------------------------

    Beal Bank USA                          C+                      1000     0.750
                                           ---                     ----     -----

    702-598-3500

    www.bealbank.com
    ----------------

    GE Capital Bank                        A                        500     0.700
                                           ---                      ---     -----

    801-517-5000

    www.gecapitalbank.com
    ---------------------

    National Republic Bank of Chicago      E+                      1000     0.700
                                           ---                     ----     -----

    312-738-4900

    www.nrbchicago.com
    ------------------

    Colorado Federal Savings Bank          B-                      5000     0.700
                                           ---                     ----     -----

    877-484-2372

    www.coloradofederalbank.com
    ---------------------------

    1 Year CD                                  Financial  Minimum       APY
                                                Strength  to Earn       (%)
                                                 Rating  Interest
                                                            ($)
    ---                                                     ---

    Doral Bank                             D-                       500     1.100
                                           ---                      ---     -----

    850-914-2525

    www.doralbankflorida.com
    ------------------------

    Colorado Federal Savings Bank          B-                      5000     1.100
                                           ---                     ----     -----

    877-484-2372

    www.coloradofederalbank.com
    ---------------------------

    GE Capital Bank                        A                        500     1.050
                                           ---                      ---     -----

    801-517-5000

    www.gecapitalbank.com
    ---------------------

    iGObanking.com                         C+                      1000     1.050
                                           ---                     ----     -----

    888-432-5890

    www.igobanking.com
    ------------------

    Synchrony Bank                         C+                      2000     1.050
                                           ---                     ----     -----

    866-869-4671

    www.myoptimizerplus.com
    -----------------------

    2 Year CD                                  Financial  Minimum       APY
                                                Strength  to Earn       (%)
                                                 Rating  Interest
                                                            ($)
    ---                                                     ---

    Doral Bank                             D-                       500     1.300
                                           ---                      ---     -----

    850-914-2525

    www.doralbankflorida.com
    ------------------------

    Columbia Bank                          C-                       500     1.250
                                           ---                      ---     -----

    201-794-5840

    www.columbiabankonline.com
    --------------------------

    EverBank                               B-                      1500     1.250
                                           ---                     ----     -----

    888-882-3837

    www.everbank.com
    ----------------

    Colorado Federal Savings Bank          B-                      5000     1.250
                                           ---                     ----     -----

    877-484-2372

    www.coloradofederalbank.com
    ---------------------------

    Salem Five Direct                      B                      10000     1.250
                                           ---                    -----     -----

    800-850-5000

    www.salemfivedirect.com
    -----------------------

    3 Year CD                                  Financial  Minimum       APY
                                                Strength  to Earn       (%)
                                                 Rating  Interest
                                                            ($)
    ---                                                     ---

    Doral Bank                             D-                       500     1.500
                                           ---                      ---     -----

    850-914-2525

    www.doralbankflorida.com
    ------------------------

    Oritani Savings Bank                   A-                      1000     1.500
                                           ---                     ----     -----

    201-664-5400

    www.oritani.com
    ---------------

    EverBank                               B-                      1500     1.460
                                           ---                     ----     -----

    888-882-3837

    www.everbank.com
    ----------------

    State Farm Bank, FSB                   C                        500     1.450
                                           ---                      ---     -----

    877-734-2265

    www.statefarm.com
    -----------------

    Sallie Mae Bank                        A-                      2500     1.450
                                           ---                     ----     -----

    877-346-2756

    www.salliemaebank.com
    ---------------------

    4 Year CD                                  Financial  Minimum       APY
                                                Strength  to Earn       (%)
                                                 Rating  Interest
                                                            ($)
    ---                                                     ---

    Institution for Savings In Newburyport B                          1     2.000
                                           ---                      ---     -----

    978-462-3106

    www.institutionforsavings.com
    -----------------------------

    BayCoast Bank                          C-                        10     1.950
                                           ---                      ---     -----

    508-678-7641

    www.baycoastbank.com
    --------------------

    EverBank                               B-                      1500     1.850
                                           ---                     ----     -----

    888-882-3837

    www.everbank.com
    ----------------

    CIT Bank                               B+                      1000     1.800
                                           ---                     ----     -----

    801-412-6800

    www.bankoncit.com
    -----------------

    Nationwide Bank                        B                      10000     1.790
                                           ---                    -----     -----

    877-422-6569

    www.nationwide.com
    ------------------

    5 Year CD                                  Financial  Minimum       APY
                                                Strength  to Earn       (%)
                                                 Rating  Interest
                                                            ($)
    ---                                                     ---

    EverBank                               B-                      1500     2.300
                                           ---                     ----     -----

    888-882-3837

    www.everbank.com
    ----------------

    Barclays Bank Delaware                 C+                         1     2.250
                                           ---                      ---     -----

    888-710-8756

    www.banking.barclaysus.com
    --------------------------

    GE Capital Bank                        A                        500     2.250
                                           ---                      ---     -----

    801-517-5000

    www.gecapitalbank.com
    ---------------------

    CIT Bank                               B+                      1000     2.250
                                           ---                     ----     -----

    801-412-6800

    www.bankoncit.com
    -----------------

    Synchrony Bank                         C+                      2000     2.250
                                           ---                     ----     -----

    866-869-4671

    www.myoptimizerplus.com
    -----------------------

Financial Strength Rating: A=Excellent, B=Good, C=Fair, D=Weak, E=Very Weak, U=Unrated
Plus sign "+" = top of range, Minus sign "-" = bottom of range

Data is surveyed weekly with averages calculated each Monday afternoon from RateWatch's unbiased national interest rate survey of over 97,000 financial institution locations across the United States. National Average is calculated using one unique rate per institution. Averages and Top Rate Issuers are based on Banks, Savings & Loans, Brokers and Internet Banks with assets greater than $1 Billion.

About RateWatch
For over 20 years, RateWatch has been the premier provider of competitive interest rate and product information to financial institutions across the United States. Consistently providing top quality, highly relevant data RateWatch maintains the largest database in the industry with deposit, loan, and fee information monitoring over 97,000 locations. Rate surveys, product comparisons, financial strength reporting, local/regional/national averages, fee reporting, specialty reports and more are available. To learn more about RateWatch, visit www.rate-watch.com. RateWatch is a division of TheStreet, Inc.

About TheStreet
TheStreet, Inc. (www.t.st) is the leading independent digital financial media company providing business and financial news, investing ideas and analysis to personal and institutional investors worldwide. The Company's portfolio of business and personal finance brands includes: TheStreet, RealMoney, RealMoney Pro, Stockpickr, Action Alerts PLUS, Options Profits, MainStreet and RateWatch. To learn more, visit www.thestreet.com. The Deal, the Company's institutional business, provides intraday coverage of mergers and acquisitions and all other changes in corporate control. To learn more, visit www.thedeal.com.

Contact:
Emily Scheer
TheStreet, Inc.
212-321-5521
emily.scheer@thestreet.com

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