• Use your card for shopping at over 5 lakh outlets in India, and over 30 million worldwide
  • Use your card securely for purchases and payments over the internet using Verified by Visa

UCO Visa Gold/Platinum/Signature Card offers you higher daily limits on cash withdrawals and purchases and acceptance at more than 30 million locations worldwide and over one million ATMs in the Visa Global ATM Network.

To serve your enhanced lifestyle, we offer you a cash withdrawal limit and purchase limit as mentioned below. You can pay for purchases directly either at shopping locations or online.

Classic (visa) Rs. 25,000 Rs. 50,000
Gold (visa) Rs. 50,000 Rs. 50,000
Platinum (visa) Rs. 50,000 Rs. 1,00,000
Signature (visa) Rs. 50,000 Rs. 2,00,000
EMV (visa) Rs. 25,000 Rs. 50,000
Classic (RuPay) Rs. 25,000 Rs. 50,000
KCC (RuPay) Rs. 25,000 Rs. 25,000
Pungrain (Arthia) (RuPay) Rs. 25,000 Rs. 50,000
PMJDY (RuPay) Rs. 25,000 Rs. 50,000
Institute Card (RuPay) Rs. 25,000 Rs. 50,000
Minors - Cards issued to Minors will have limit of Rs. 3,000/- per day and Rs. 15,000/- per month.

While traveling internationally, the cash withdrawal limit and purchase limit is equivalent to INR value.

You can use your UCO Visa Debit Card whenever you travel abroad. You can pay directly for your purchases or withdraw cash at international ATMs. Your debit card is accepted at millions of shopping locations and ATMs across the world.

UCO Visa Debit Cards comes with a host of offers and benefits on dining, shopping and more.

UCO Visa Debit Card can be used online to pay bills, booking movie tickets or train tickets, planning your travel packages, online shopping etc. It is easy, convenient and safe to use your UCO Visa Debit Card online with Verified by Visa. Just visit www.ucobank.com and register for Verified by Visa and start using your card.

  • Kindly read carefully the enclosed user's manual and instructions on the PIN mailer.
  • After receiving your card, please sign immediately on the signature panel on the reverse of your card to prevent any misuse.
  • You will be receiving your Personal Identification Number (PIN) from your branch. On receipt of your PIN, you need to complete one successful transaction at any UCO Bank ATM using your PIN to activate your card. (Upon receiving Debit Card, Please visit your card issuing branch and collect your PIN. At the same the branch would send card activation request which will be activated at the earliest.)
  • Use your new card on an ATM immediately to change the system generated PIN to a new four digit number of your choice, memorize it and destroy the PIN mailer.
  • Never use a PIN that could be easily guessed, e.g. your birthday or telephone number.
  • Please keep the Personal Identification Number (PIN) secret and do not disclose the PIN to anybody including a family member or your banker. In case the PIN is divulged, please change your PIN immediately at any UCO Bank ATM.
  • Giving your card and disclosing PIN to someone is like giving a blank signed cheque.
  • Beware of "Shoulder surfing", i.e. shield your PIN from onlookers by using your body. Once you complete your transaction, check to be sure that you have your Card and your receipt, and then leave immediately.
  • Never let anyone see you enter your PIN.
  • Please do not allow any other person to enter the ATM room.
    When you are transacting on the ATM and similarly please wait outside the ATM room if anybody is already inside.
  • Please keep a separate note of your card number and associated account number. These particulars will be necessary for blocking the card in case of loss of the card.
  • Be alert. If you find signs of any external fittings or loose wiring, report to the nearest UCO Bank Branch and use another ATM.
  • Always remember to update your email and mobile numbers with UCO BANK to get important updates & alerts.
  • 24 x 7 UCO BANK helpline numbers: 1800-103-0123

Your card is very important and must be kept safely.

  • The card must not be kept near a TV.
  • Store your Card in secure place where you will immediately know if it is missing.
  • Store the ATM-cum-Debit Card carefully so that the magnetic stripe does not get damaged.
  • Never leave your Card unattended, e.g. in your car, in a hotel room or at work.
  • You can get cash from an ATM anywhere and at anytime
  • You can check your account balance on ATM.
  • You can print last few transactions of your account through ATM.
  • Card with PIN can be used for withdrawal of money from ATMs as well as payment of bills at shops, restaurants, Petrol pumps, etc., which display .
  • Please note that the Bank bears no liability for the unauthorized use of the Card and the responsibility is fully of the Cardholder.

Experience a world of privileges, where you get to enjoy the best the world has to offer. Treat yourself to exclusive privileges and benefits offered on your UCO Visa Gold/Platinum/Signature Debit Card. Use your card for shopping at your favourite stores, for dining with friends and family and for everyday purchases. Experience the convenience of shopping online by using the UCO Bank Visa Gold/Platinum/Signature Visa Debit Card to book your travel, to pay bills and to buy movie tickets among others.

For more please visit http://www.visa.co.in/personal/cards/

Card Visual Front:
  • Cardholder's Photo
  • Your Name
    Please ensure that your name appears correctly and
    advise your Branch for any correction if necessary.
  • Card Number
  • Your distinct 16 digit Card number.
  • Valid Thru
    Last day of the month and year up to which your Card is valid.
Card Visual Back:
  • Magnetic Strip
    The magnetic strip, which contains encoded information.
  • Signature Panel
    The signature panel on which you must sign as soon as
    you get your Card to safeguard against misuse.
  • Emergency Helpline number : 1800-103-0123
  • The black magnetic strip on the back of your UCO VISA Debit Card contains important information about your card and needs special handling. Do not keep your card in an area where there is continuous magnetic field such as on top of your TV set or near any electrical appliance.
  • Avoid scratching the magnetic strip.
  • Do not place two Cards with the magnetic strips together.
  • Do not bend the Card.
  • Keep your card away from heat and direct sunlight.

We hope you enjoy the experience.

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