? Consolidated net profit totalled ?363m

? IAS net profit of companies involved in the merger:
- Unipol Assicurazioni ?215m
- Fondiaria-SAI ?92m
- Milano Assicurazioni ?168m
- Premafin -?9m

? Direct insurance income of ?12,192m, stable compared to the figure on a comparable basis1 at 30 September 2012 (+0.2%):
- Non-Life income: ?7,057m (-8.4%)
- Life income: ?5,135m (+15%)

? Combined Ratio at 92.1%2, a significant improvement compared to the 30 September 2012 figure (99.3%3)

? Solvency I margin: 1.7 times the statutory requirements, excess capital of ?3.1bn

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