200 years proudly supporting Australia

Westpac Institutional Bank

Update - July 2017

All financial metrics in this presentation relate to Westpac Institutional Bank

unless otherwise stated.

Westpac Institutional Bank is a division of Westpac Banking Corporation ABN 33 007 457 141

A valuable franchise adapting well to a changing environment 2

A strong, award-winning institutional franchise Responded early to a changing environment A service strategy to deepen customer relationships, leveraging our industry expertise and capabilities Maintaining a consistently disciplined approach to managing risk and improving returns

The sustainability of WIB's franchise comes from

the strength and scale of our platform, solutions and expertise 3

Strength and scale

  • Part of the Westpac Group, celebrating

    200 years of service excellence

  • Over 2,700 customers, including 94% of the ASX top 100

  • Significant scale, particularly in transactional banking - managing more than 850 relationships
  • Comprehensive product coverage supported by international presence across 6 regions
  • AA- rated balance sheet

  • Track record of prudent risk management

WIB's franchise is continually being enhanced as leading products and expertise add to strength and scale which in turn enhances products and services to customers

Best in class products and services

  • Award-winning products and service
  • Comprehensive product suite enables WIB to maximise opportunities as they arise
  • Financial markets managing risk for clients 24/7

  • Specialisation in Australian/New Zealand financial markets products - FX, fixed income, debt capital markets

  • Strong position in public sector banking

  • Innovative industry solutions for example in superannuation and government payments

    Industry expertise and capabilities

    • Broad expertise and insights to support customers
    • Bringing innovation to life (blockchain, data analytics, cyber security)
    • Backing Australia's future with established sustainability strategy and commitment to cleaner energy
Contribution to Westpac Group 1H17 cash earnings by operating division1 (%)

11

Consumer Bank

Business Bank

17

37

BT Financial Group

Westpac Institutional Bank

17% of Group earnings2

$3.1bn revenue3

$93.8bn deposits2 / $71.5bn net loans2

Financial Markets business provides portfolio diversification

Partnership with Business Bank, BTFG and Consumer Bank (BWC Partnership) delivering simple and scalable Financial Markets products across Westpac brands

An important and valuable part of the Group 4

•

•

•

•

•

10

25

Westpac New Zealand

Improved returns Net interest margin (%) ROE (%) Expenses ($m) 14.1

669

678

1.72

11.3

9.9

1H16

2H16

1H17

1H16

2H16

1H17

1H16

2H16

1H17

1.76

1.77

657

1 Excludes Group Business Unit. 2 As at 31 March 2017. 3 Revenue is for the 12 months to 30 September 2016.

Westpac Banking Corporation published this content on 28 July 2017 and is solely responsible for the information contained herein.
Distributed by Public, unedited and unaltered, on 05 August 2017 21:44:01 UTC.

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