Financials The Jammu and Kashmir Bank Limited

Equities

J&KBANK

INE168A01041

Banks

Market Closed - NSE India S.E. 07:43:52 2024-05-31 am EDT 5-day change 1st Jan Change
131.7 INR +4.52% Intraday chart for The Jammu and Kashmir Bank Limited +1.19% +7.07%

Valuation

Fiscal Period: März 2019 2020 2021 2023 2024 2025 2026
Capitalization 1 29,903 8,882 18,306 50,594 145,041 - -
Enterprise Value (EV) 1 29,903 8,882 18,306 50,594 147,794 145,041 145,041
P/E ratio 6.43 x -0.78 x 4.23 x 3.95 x 7.99 x 8.72 x 7.7 x
Yield - - - - 1.6% 1.14% 1.29%
Capitalization / Revenue 0.71 x 0.21 x - - 2.45 x 2.1 x 1.82 x
EV / Revenue 0.71 x 0.21 x - - 2.45 x 2.1 x 1.82 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 0.45 x 0.14 x - - 1.21 x 1.06 x 0.94 x
Nbr of stocks (in thousands) 556,858 713,451 713,669 1,031,480 1,101,300 - -
Reference price 2 53.70 12.45 25.65 49.05 131.7 131.7 131.7
Announcement Date 5/15/19 9/5/20 6/17/21 5/4/23 5/4/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: März 2019 2020 2021 2023 2024 2025 2026
Net sales 1 41,966 42,526 - - 60,292 69,191 79,560
EBITDA - - - - - - -
EBIT 1 17,179 - - - 22,769 27,165 33,332
Operating Margin 40.94% - - - 37.76% 39.26% 41.9%
Earnings before Tax (EBT) 1 6,597 -11,440 - - 23,846 22,271 25,131
Net income 1 4,649 -11,394 - 11,974 17,673 16,659 18,798
Net margin 11.08% -26.79% - - 29.31% 24.08% 23.63%
EPS 2 8.350 -15.97 6.060 12.43 16.80 15.10 17.10
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 - - - - 2.150 1.500 1.700
Announcement Date 5/15/19 9/5/20 6/17/21 5/4/23 5/4/24 - -
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2023 2024 2025 2026
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 7.27% -17.5% 6.54% - 15.9% 12.8% 12.9%
ROA (Net income/ Total Assets) 0.49% -1.08% 0.38% - 1.22% 1% 1%
Assets 1 948,755 1,051,409 - - 1,448,582 1,665,900 1,879,800
Book Value Per Share 2 119.0 89.00 - - 111.0 125.0 140.0
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 5/15/19 9/5/20 6/17/21 5/4/23 5/4/24 - -
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Annual profits - Rate of surprise

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