Market Closed -
Toronto S.E.
04:17:16 2024-05-31 pm EDT
|
5-day change
|
1st Jan Change
|
228
CAD
|
+0.88%
|
|
-0.41%
|
+11.86%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
20,083
|
21,556
|
28,951
|
34,159
|
36,353
|
40,659
|
-
|
-
|
Enterprise Value (EV)
1 |
22,445
|
21,556
|
31,904
|
34,159
|
36,353
|
42,278
|
42,278
|
42,278
|
P/E ratio
|
27.6
x
|
20.9
x
|
13.3
x
|
14.5
x
|
29.2
x
|
17.7
x
|
16.8
x
|
15.7
x
|
Yield
|
2.16%
|
2.2%
|
2.07%
|
2.05%
|
2.16%
|
2.14%
|
2.31%
|
2.41%
|
Capitalization / Revenue
|
1.97
x
|
1.92
x
|
1.78
x
|
1.73
x
|
-
|
1.88
x
|
1.76
x
|
1.6
x
|
EV / Revenue
|
2.2
x
|
1.92
x
|
1.96
x
|
1.73
x
|
-
|
1.95
x
|
1.82
x
|
1.67
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Price to Book
|
2.6
x
|
2.56
x
|
2
x
|
2.43
x
|
2.49
x
|
2.51
x
|
2.29
x
|
2.07
x
|
Nbr of stocks (in thousands)
|
143,018
|
143,018
|
176,082
|
175,257
|
178,323
|
178,297
|
-
|
-
|
Reference price
2 |
140.4
|
150.7
|
164.4
|
194.9
|
203.9
|
228.0
|
228.0
|
228.0
|
Announcement Date
|
2/4/20
|
2/9/21
|
2/8/22
|
2/7/23
|
2/13/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
10,211
|
11,220
|
16,238
|
19,792
|
-
|
21,673
|
23,166
|
25,334
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
976
|
1,522
|
2,668
|
2,667
|
-
|
3,098
|
3,333
|
3,565
|
Operating Margin
|
9.56%
|
13.57%
|
16.43%
|
13.48%
|
-
|
14.29%
|
14.39%
|
14.07%
|
Earnings before Tax (EBT)
1 |
833
|
1,359
|
2,568
|
2,942
|
1,804
|
3,468
|
3,598
|
4,001
|
Net income
1 |
709
|
1,030
|
2,014
|
2,364
|
1,232
|
2,305
|
2,369
|
2,568
|
Net margin
|
6.94%
|
9.18%
|
12.4%
|
11.94%
|
-
|
10.64%
|
10.23%
|
10.14%
|
EPS
2 |
5.080
|
7.200
|
12.40
|
13.46
|
6.990
|
12.85
|
13.60
|
14.52
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
2 |
3.040
|
3.320
|
3.400
|
4.000
|
4.400
|
4.872
|
5.272
|
5.505
|
Announcement Date
|
2/4/20
|
2/9/21
|
2/8/22
|
2/7/23
|
2/13/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
2025 Q2
|
---|
Net sales
1 |
5,003
|
4,891
|
4,902
|
4,945
|
5,054
|
-
|
5,016
|
5,226
|
-
|
5,193
|
5,468
|
5,484
|
5,680
|
5,661
|
5,749
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
858
|
-
|
-
|
614
|
717
|
-
|
-
|
-
|
-
|
665
|
-
|
-
|
-
|
-
|
-
|
Operating Margin
|
17.15%
|
-
|
-
|
12.42%
|
14.19%
|
-
|
-
|
-
|
-
|
12.81%
|
-
|
-
|
-
|
-
|
-
|
Earnings before Tax (EBT)
1 |
871
|
612
|
1,399
|
456
|
475
|
551
|
333
|
184
|
736
|
830
|
760.2
|
671.7
|
869.7
|
741.6
|
865.7
|
Net income
1 |
679
|
459
|
1,183
|
355
|
396
|
361
|
229
|
146
|
496
|
656
|
504.9
|
519.6
|
643.8
|
549.2
|
603
|
Net margin
|
13.57%
|
9.38%
|
24.13%
|
7.18%
|
7.84%
|
-
|
4.57%
|
2.79%
|
-
|
12.63%
|
9.23%
|
9.47%
|
11.33%
|
9.7%
|
10.49%
|
EPS
2 |
3.850
|
2.530
|
6.640
|
2.020
|
2.260
|
2.060
|
1.300
|
0.8300
|
2.780
|
3.680
|
2.689
|
2.945
|
3.555
|
2.937
|
3.586
|
Dividend per Share
2 |
0.9100
|
1.000
|
1.000
|
1.000
|
1.000
|
1.100
|
1.100
|
1.100
|
1.100
|
-
|
1.210
|
1.210
|
1.210
|
1.258
|
1.210
|
Announcement Date
|
2/8/22
|
5/10/22
|
7/28/22
|
11/8/22
|
2/7/23
|
5/10/23
|
8/2/23
|
11/7/23
|
2/13/24
|
5/7/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
1 |
2,362
|
-
|
2,953
|
-
|
-
|
1,619
|
1,619
|
1,619
|
Net Cash position
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
ROE (net income / shareholders' equity)
|
10.4%
|
15.5%
|
16%
|
15.5%
|
12.9%
|
17%
|
16.4%
|
17.4%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
54.00
|
58.80
|
82.30
|
80.30
|
81.70
|
90.70
|
99.50
|
110.0
|
Cash Flow per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/4/20
|
2/9/21
|
2/8/22
|
2/7/23
|
2/13/24
|
-
|
-
|
-
|
Average target price
250.1
CAD Spread / Average Target +9.69% Consensus |
1st Jan change
|
Capi.
|
---|
| +11.86% | 29.8B | | +53.84% | 67.71B | | +16.34% | 52.31B | | +13.23% | 49.39B | | +19.67% | 44.21B | | +38.21% | 38.39B | | +77.48% | 33.19B | | +25.50% | 25.35B | | -0.43% | 21.46B | | +15.61% | 21.35B |
Other Property & Casualty Insurance
|