AGRICULTURAL BANK OF CHINA LIMITED Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement.
中國農業銀行股份有限公司
(a joint stock company incorporated in the People's Republic of China with limited liability)
(Stock Code: 1288)This announcement is made in accordance with Rule 13.10B of the Rules Governing the Listing of Securities on The Stock Exchange of Hong Kong Limited.
Pursuant to the relevant laws and regulations of the People's Republic of China, Agricultural Bank of China Limited (the "Bank") has published the 2015 CAPITAL ADEQUACY RATIO REPORT on the website of Shanghai Stock Exchange.
The above report is set out in this announcement for your information.
By Order of the Board
Agricultural Bank of China Limited ZHANG Keqiu
Company Secretary
Beijing, the PRC 31 March, 2016
As at the date of this announcement, our executive directors are Mr. ZHAO Huan, Mr. CAI Huaxiang and Mr. LOU Wenlong; our non-executive directors are Mr. ZHAO Chao, Mr. ZHOU Ke, Mr. ZHANG Dinglong, Mr. CHEN Jianbo, Mr. HU Xiaohui and Mr. XU Jiandong; and our independent non-executive directors are Mr. Frederick MA Si-hang, Mr. WEN Tiejun, Mr. Francis YUEN Tin-fan, Ms. XIAO Xing and Mr. LU Jianping.
Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement.
中 國 農 業 銀 行 股 份 有 限 公 司
(a joint stock company incorporated in the People's Republic of China with limited liability)
(Stock Code: 1288)
2015 CAPITAL ADEQUACY RATIO REPORT
ContentsOverview 4
Profile 4
Capital Adequacy Ratio 4
Disclosure Statement 6
Risk Management Framework 7
Firm-wide Risk Management 7
Risk Appetite 7
Structure and Organization of Risk Management 8
Risk Management Policies 9
Risk Management Tools and IT Systems 10
Information on Composition of Capital 14
Scope for Calculating Capital Adequacy Ratio 14
Regulatory Capital Shortfall of Investees 16
Restrictions on Intra-group Capital Transfers 16
Contrast between Regulatory Consolidation and Financial Statement 16
Composition of Capital 18
Main Features of Eligible Capital Instruments 22
Threshold Deductions Limit and Limit of Excess Loan Loss Provisions 29
Changes in Paid-in Capital 31
Significant Capital Investments 31
Credit Risk 32
Credit Risk Management 32
Credit Risk Exposure 33
Internal Ratings-Based Approach 34
Credit Risk Exposure Uncovered under Internal Ratings-Based Approach 36
Credit Risk Mitigation 38
Loans and Advances to Customers 40
Market Risk 46
Market Risk Management 46
Market Risk Exposure 46
Operational Risk 47
Operational Risk Management 47
Operational Risk Exposure 47
Other Risks 48
Securitization Risk 48
Counterparty Credit Risk 50
Equity Risk of Banking Book 51
Interest Rate Risk of Banking Book 52
Liquidity Risk 53
Internal Capital Adequacy Assessment 55
Internal Capital Adequacy Assessment Methods and Process 55
Capital Planning and Capital Adequacy Ratio Management Plan 55
Remuneration 56
Outlook 58
Agricultural Bank of China Ltd. issued this content on 31 March 2016 and is solely responsible for the information contained herein. Distributed by Public, unedited and unaltered, on 08 April 2016 02:20:14 UTC
Original Document: http://www.abchina.com/en/investor-relations/corporate-announcements/announcements/201604/W020160405350649261605.pdf
