Pursuant to article 82 of Law 24/1988 of 28 July on the Securities Market, Bankia S.A. hereby reports that
the rating agency Fitch Ratings today has upgraded the Bank's credit ratings as des cribed below:
• Upgrade of the Viability Rating (VR), which measures the intrinsic creditworthiness of the Bank, from "bb-" to "bb+".
• Confirmation of the Long-term IDR rating at "BBB-", outlook negative.
• Confirmation of the Short-term IDR rating at "F3".
• Upgrade of the subordinated debt rating from "B+" to "BB".
The above is notified as a Material Disclosure for all pertinent purposes in Madrid, on 1 April 2015.
BANKIA, S.A.
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