Disclosure

template for main features of regulatory capital instruments

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

1

Issuer

Barclays

Africa Group Limited

Absa Bank

Limited

Absa Bank

Limited

Absa Bank

Limited

Absa Bank

Limited

Absa Bank

Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

Barclays

Africa Group Limited

2

Unique

identifier (e.g. CUSIP, ISIN

or Bloomberg identifier for private placement)

ZAE0001741

24

ZAE0000798

10

ZAG0000736

69

ZAG0001012

21

ZAG0001012

39

ZAG0001012

54

ZAG0001214

76

ZAG0001214

84

ZAG0001231

00

ZAG0001231

18

ZAG0001293

54

ZAG0001293

62

ZAG0001293

88

ZAG0001293

96

ZAG0001299

66

ZAG0001359

97

ZAG0001360

03

ZAG0001388

01

ZAG0001388

19

ZAG0001402

03

ZAG0001427

46

ZAG0001442

54

ZAG0001460

02

3

Governing

law(s) of the instrument

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended)

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended)

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The subordinate d callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The subordinate d callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The subordinate d callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The subordinate d callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The subordinate d callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The subordinate d callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Section 1 of

the Banks Act, 1990

(Act no 94.

of 1990) (As amended). The sub ordinated callable notes are listed on the JSE.

Regulatory

treatment

4

Transitional

Basel III rules

Common

Equity Tier 1

Additional

Tier 1

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

5

Post-

transitional Basel III rules

Common

Equity Tier 1

Ineligible

Ineligible

Ineligible

Ineligible

Ineligible

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

Tier 2

6

Eligible at

solo/group/ group&solo

Group

Solo and

Group

Solo and

Group

Solo and

Group

Solo and

Group

Solo and

Group

Group

Group

Group

Group

Group

Group

Group

Group

Group

Group

Group

Group

Group

Group

Group

Group

Group

7

Instrument

type (types to be specified by each jurisdiction)

Ordinary

share capital and premium

Preference

share capital and premium

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

Sub

ordinated Callable Notes

8

Amount

recognised in regulatory capital (Currency in mil, as of most recent reporting date)

R14 562

R 2 322

R 1 500

R 1 805

R 2 007

R 1 188

R 370

R 130

R 1 693

R 807

R508

R437

R737

R30

R288

R31

R200

R1 510

R140

R500

R642

R500

R390

9

Par value of

instrument

R 1 694

R 2

R 845

R 1 805

R 2 007

R 1 188

R 370

R 130

R 1 693

R 807

R508

R437

R737

R30

R288

R31

R200

R1 510

R140

R500

R642

R500

R390

10

Accounting

classification

Share

holders' equity

Share

holders' equity

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

Liability -

fair value option

11

Original date

of issuance

1986

2006 and

2007

10 Dec

2009

21 Nov 2012

21 Nov 2012

21 Nov 2012

18 Nov 2014

18 Nov 2014

04 Feb

2015

04 Feb

2015

03 Sep

2015

03 Sep

2015

03 Sep

2015

03 Sep

2015

28 Sep

2015

4 May

2016

4 May

2016

19 Aug 2016

19 Aug 2016

02 Nov 2016

16 Mar 2017

24 May

2017

14 Aug 2017

12

Perpetual or

dated

Perpetual

Perpetual

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

Dated

13

Original

maturity date

NA

NA

07 Dec

2028

21 Nov 2022

21 Nov 2023

21 Nov 2023

19 Nov 2024

19 Nov 2024

05 Feb

2025

05 Feb

2025

04 Sep

2025

04 Sep

2025

03 Sep

2027

03 Sep

2027

29 Sep

2025

5 May

2026

5 May

2026

20 Aug 2026

20 Aug 2026

03 Nov 2026

17 Mar 2027

25 May

2027

14 Aug 2029

14

Issuer call

subject to prior supervisory approval

NA

NA

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

15

Optional call

date, contingent call dates and redemption amount

NA

NA

07 Dec

2023, tax and regulatory contingent events call, nominal amount plus CPI

adjustment if the amount is not less than R 845.283.052

otherwise redemption amount equal to Principal Amount issued.

21 Nov

2017, tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

21 Nov

2018, tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

21 Nov

2018, tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

19 Nov

2019, tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

19 Nov

2019, tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

05 Feb 2020,

tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

05 Feb 2020,

tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

04 Sep 2020,

tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

04 Sep 2020,

tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

03 Sep 2022,

tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

03 Sep 2022,

tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

29 Sep 2020,

tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

5 May 2021,

tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

5 May 2021,

tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

20 Aug

2021, tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

20 Aug

2021, tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

03 Nov

2021, tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

17 Mar

2022, tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

25 May

2022, tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

14 Aug

2024, tax and regulatory contingent events call, redemption amount equal to Principal Amount issued.

16

Subsequent

call dates, if applicable.

NA

NA

NA

Quarterly

after the first optional call date until maturity.

Quarterly

after the first optional call date until maturity.

Semi

annually after the first optional call date until maturity.

Quarterly

after the first optional call date until maturity.

Semi

annually after the first optional call date until maturity.

Quarterly

after the first optional call date until maturity.

Semi

annually after the first optional call date until maturity.

Semi

annually after the first optional call date until maturity

Quarterly

after the first optional call date until maturity.

Semi

annually after the first optional call date until maturity

Quarterly

after the first optional call date until maturity.

Semi

annually after the first optional call date until maturity.

Quarterly

after the first optional call date until maturity.

Semi

annually after the first optional call date until maturity.

Quarterly

after the first optional call date until maturity.

Semi

annually after the first optional call date until maturity.

Quarterly

after the first optional call date until maturity.

Quarterly

after the first optional call date until maturity.

Quarterly

after the first optional call date until maturity.

Quarterly

after the first optional call date until maturity.

Coupons /

dividends

17

Fixed or

floating dividend/ coupon

Floating

Fixed

Floating

Floating

Floating

Fixed

Floating

Fixed

Floating

Fixed

Fixed

Floating

Fixed

Floating

Fixed

Floating

Fixed

Floating

Fixed

Floating

Floating

Floating

Floating

18

Coupon rate

and any related index

NA

70% of the

prime overdraft lending rate

5.5 %

indexed to ZAR revised CPI

3M JIBAR

+195bps

3M JIBAR

+205bps

8.2950%

3M JIBAR

+330bps

10.835%

3M JIBAR

+350bps

10.05%

11.365%

3M JIBAR

+350bps

11.810%

3M JIBAR

+360bps

11.400%

3M JIBAR

+400bps

12.430%

3M JIBAR

+400bps

11.740%

3M JIBAR

+400bps

3M JIBAR

+378bps

3M JIBAR

+385bps

3M JIBAR

+385bps

19

Existence of a

dividend stopper

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

20

Fully

discretionary, partially discretionary or mandatory

Fully

discretionar y

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

Mandatory

21

Existence of

step up or other incentive to redeem

NA

No

Yes

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

No

22

Non-

cumulative or cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

Non-

cumulative

23

Convertible

or non- convertible

NA

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

Non-

convertible

24

If convertible,

conversion

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

trigger (s)

25

If convertible,

fully or partially

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

26

If convertible,

conversion rate

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

27

If convertible,

mandatory or optional conversion

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

28

If convertible,

specify instrument type convertible into

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

29

If convertible,

specify issuer of instrument it converts into

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

30

Write-down

feature

No

No

No

No

No

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

31

If write-down,

write-down trigger(s)

NA

NA

NA

NA

NA

NA

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

At SARB's

discretion in accordance with Condition

11.12 of the Terms and Conditions and Regulation 38(12)(a)(i) of the Tier 2 Capital Regulations, upon the receipt by the Issuer of written notice from the Registrar of Banks of the occurrence of a Non- Viability Trigger Event

32

If write-down,

full or partial

NA

NA

NA

NA

NA

NA

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

The Principal

Amount and all accrued unpaid interest owing in respect of the Notes of this Tranche shall be written-off permanently, in full or in part on a

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

pro rata

basis (in the case of a write off in part) in accordance with the Capital Regulations and to the satisfaction of the Registrar of Banks

33

If write-down,

permanent or temporary

NA

NA

NA

NA

NA

NA

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

Permanent

34

If temporary

write-down, description of write-up mechanism

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

35

Position in

subordination hierarchy in liquidation (specify instrument type immediately senior to instrument)

Columns 3

to 23, then

Column 2

Columns 3

to 23

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

Deposits

and other general debits of the bank including non sub ordinated notes

36

Non-

compliant transitioned features

NA

Yes

Yes

Yes

Yes

Yes

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

37

If yes, specify

non- compliant features

NA

Loss

absorbency criteria and point of non-viability

Loss

absorbency criteria and point of non-viability

Loss

absorbency criteria and point of non-viability

Loss

absorbency criteria and point of non-viability

Loss

absorbency criteria and point of non-viability

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

NA

Barclays Africa Group Limited published this content on 23 August 2017 and is solely responsible for the information contained herein.
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Original documenthttps://www.barclaysafrica.com/content/dam/barclays-africa/bagl/pdf/sens/2017/jul-dec/bagl-annexure-b-main-features-disclosure,%2031%20August%20.pdf

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