1)     Date of taking resolution on the transaction by the Board of Directors - April 21, 2014;

2)     Value of property being subject of the transaction - not applicable;

3)     date of the last property assessment being subject of the transaction - not applicable;

4)     Percentage ratio of the value of property being subject of the transaction to the total assets of the joint-stock company - not applicable;

5)     main terms of the transaction:

-      subject of the transaction - opening of three saving accounts;

-      the currency in which open a saving accounts - tenge, US dollars and Euro;

-      Product name - "Pensionnyi" deposit with fixed interest rate;

-      Minimum initial installment - KZT 3,000 (three thousand tenge);

-      Minimum balance - KZT 5,000  (five thousand tenge);

-      Deposit maturity - 12 months;

-      Accrual of interest - capitalization;

-      Minimum conversion amount - KZT 150,000 (one hundred fifty thousand tenge);

-      Interest rate: KZT 9,7%; USD 3,9%; EUR 2,8%;

-     Effective interest rate KZT 10,1%; USD 4,0%; EUR 2,8%.

6)        date of the transaction - November 24, 2014.

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