PRESS RELEASE

31 JULY 2014 One in four parents concerned for their children's financial future

F&C Investments launches 'Investing for Children for Dummies' guide

The economy may be improving, but one in four British parents believes their children could have a bleak financial future, according to a survey by F&C Investments (F&C).
The findings - which coincide with the launch of F&C's 'Investing for Children for Dummies' guide, published in partnership with the 'For Dummies' brand - shows that over a half (56%) of parents are unable to claim confidence in the security of their children's financial future, with 28% of parents pessimistic about the outlook.1
The research also finds that 1 in 2 parents are saving to help pay for their children's ever-rising cost of education (25%) and housing (22%), putting the 'bank of mum and dad' under ever more strain.

Teaching them young

There is an increasing desire from parents for financial education to be introduced to children sooner rather than later, with over three in five British parents (63%) believing kids should start learning about money in their pre-teen years. Only a small minority (9%) believe children should learn about savings and investing in their mid-teens or later.

Rob Thorpe, head of UK Sales at F&C Investments said: "Predicting what the future might look like for our children pre-occupies many parents. Despite an improving economic outlook, a high number of parents remain concerned about the financial future of their children. Big results could be achieved over the long term by investing early, with regular contributions - however small. To help parents decide the best way for them to financially prepare for their child's future financial needs, F&C chose to partner with 'For Dummies' to produce an unbiased and jargon-free guide to the options available to them.

"What's clear is that parents believe education can play a fundamental role in helping people to understand the value of saving. Providing this at an early age would help set children on the path to prudent saving and investing habits in later life."

ENDS Notes to Editors:

The research referenced in this release was conducted by YouGov on behalf of F&C between 13th and 21st
May 2014. The survey findings are based on responses of 2,009 adults in the UK residents, of which 1,455 are parents.

1 Parents were asked to respond to the following question: To what extent do you agree or disagree with the following statement… 'I am confident that my child or children will have a secure financial future'. 28% of parents either somewhat or strongly disagreed. 23% neither agreed nor disagreed. 5% did not know.



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The F&C Investments 'Investing for Children for Dummies' guide is available at http://www.fandc.com/children/or by contacting F&C Investments on 0800 369 8557. It is the second guide produced by F&C Investments with 'For Dummies', in a drive to demystify investments for the average saver.

Press enquiries: Richard Janes Director, Communications Richard.janes@fandc.comTel: +44 (0) 20 7011 4298

fandc.sc@fticonsulting.com

Tel: +44 (0) 20 3727 1888 About F&C Investments

F&C is focused exclusively on managing money for its clients. It manages assets for a combination of insurance clients, institutional investors, intermediaries and private individuals. F&C invests across all major asset classes - equities, fixed income and property - and has specialist expertise in asset allocation, alternative investments, liability driven investments, multi-manager, private equity funds and Environmental Social and Governance (ESG) Investing. The F&C Group includes F&C REIT, a global real estate asset manager.
F&C has a strong footprint in the U.K. and the rest of Europe with assets under management of approximately £83 billion as at 31 March 2014. F&C has a rich heritage that dates back almost 150 years and can be traced back to the founding in 1868 of the Foreign & Colonial Investment Trust.
F&C is part of Bank of Montreal (BMO) Global Asset Management, a global investment manager with more than US$269 billion in assets under management as of 31 December 2013. BMO Global Asset Management is a part of BMO Financial Group (NYSE:BMO), a fully diversified financial services organization with C$582 billion total assets and more than 45,500 employees as of April 30, 2014.

Disclaimer

Past performance should not be seen as an indication of future performance. The value of investments and income derived from them can go down as well as up as a result of market or currency movements and investors may not get back the original amount invested. The information, opinions estimates or forecasts contained in this document were obtained from sources reasonably believed to be reliable and are subject to change at any time. F&C Group Companies may from time to time deal in investments mentioned herein on behalf of their clients. The source of information in all graphs is F&C unless otherwise stated. F&C Management Limited is authorised and regulated by the Financial Conduct Authority FRN: 119230 F&C Management Limited is a member of the F&C Group. The F&C Group is wholly owned by BMO Global Asset Management (Europe) Limited, which is itself a wholly owned subsidiary of the Bank of Montreal. F&C, the F&C logo, REO and the 'reo' logo are registered trademarks of F&C Asset Management plc. F&C Investments and the F&C Investments logo are trademarks of F&C Management Limited. © Copyright F&C Management Limited 2014. All Rights Reserved. Neither this document nor any part of it may be reproduced by any party whether by photocopying or storing in any medium by electronic means or otherwise without the prior approval of F&C Management Limited.
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