Ruralco : Investor Site Presentation

July 2017

Contents

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1. Total Eden, Renmark - branch tour

   • Andrew Sloan, Branch Manager

2. CRT Platinum Ag Services, Renmark - branch tour, rural supplies and water trading presentations

   • Stephen Flaherty, Branch Manager

   • Peter Weaver, Executive General Manager Total Eden

3. Customer visit, CMV Farms - almond grove tour and visit to filter shed

   • Peter Keynes, Agronomy and Commercial Manager, Total Eden

   • Jeremy Miatke, CMV Orchard Manager

4. Customer visit, Aroona Farms - water projects presentation and pump house visit

   • Peter Weaver and Andrew Sloan

   • Kelvin Tresize, Aroona Orchard Manager

5. Presentation - Ruralco Finance

   • Ian Perry, Executive General Manager Financial Services

6. Presentation - Ag Concepts: Mecardo commodities update

   • Matt Dagleish, Analyst, Ag Concepts

7. Presentation - SproutX AgTech start-up hub

   • Sam Trethewey, General Manager - SproutX & Agri Innovation, Findex

8. Customer visit, Woolenook Fruits - agronomy talk and packing plant tour

   • Stephen Flaherty

   • Ryan Mclaren, Accounts Manager, Agronomy, Platinum

     Ag Services

   • Ben Hasslet, Owner Woolenook Fruits

9. Twenty-Third Street Distillery, Renmark - wrap up

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Today you will see the Ruralco strategy in action and gain insight into Ruralco's whole-of-business offering to customers in the Riverland. We will be visiting branches, and learning from our customers first-hand about the opportunities to sustainably grow our businesses together.

Platinum Ag Services is a well-known and trusted local brand, a

typical Ruralco rural supplies store.

Ruralco has invested in rural supplies stores strategically placed throughout the region to service the high input needs of the intensive horticulture and broad acre production suited to the area's conditions.

In the Riverland, water is an actively traded commodity, a valued input that is used efficiently to grow crops economically to ensure farm gate returns. Ruralco Water Brokers facilitate this trade on Australia's largest independent water market trading platform waterexchange.com.au.

The value of water to the region means investment in water infrastructure makes sense, and Total Eden advise, design, install equipment and provide maintenance for the lifecycle of equipment through to upgrade.

We are here today because the Riverland is a showcase for best-

practice agriculture. Welcome to Renmark. 4