Sberbank Rossii : Smart terminals at Sberbank branches

October 17, 2016, Moscow- A joint product of Sberbank and Evotor - "smart terminal" - can now be purchased at more than 300 offices that service legal entities and individual entrepreneurs at the Moskovsky, Povolzhsky, Srednerussky, and Tsentralno-Chernozemny Banks of Sberbank, and also in the Krasnodarsk Region, Rostov Region, which are covered by the Yugo-Zapadny Bank.

In November, sales will be extended to all of the bank's divisions that service corporate clients.

The compact smart terminal is an excellent product for entrepreneurs whose business is related to trade or provision of services. In addition to accepting cash and card payments, the device can monitor inventories, analyse sales, set up loyalty programmes, transfer information about revenue and sales to 1S Online, and monitor retail points remotely via the personal account. This solution as has an app store for small business, where applications that help increase revenue and client loyalty can be purchased. For example, service management systems. The cloud database of barcodes features more than 1.3 million products and over half a million alcoholic beverages.

The smart terminal also complies with the new rules of using cash register equipment (CRE) as per 54-FZ, including the CRE that is part of the smart terminal. It has been entered into the Federal Tax Service's new CRE register, and the device itself can be connected to fiscal data operators such as FDO Platform.

Smart terminals with various configurations are available, including 1D and 2D barcode scanners, a universal transport module for the Unified State Automated Information System, and the ability to connect to a cash till or other peripheral via the USB port. At Sberbank branches you can also sign up for merchant acquiring and thereby receive the opportunity to accept bank card payments at discounted rates. The minimum starting price of the smart terminal is 20,500 roubles. Owners of old smart terminals with protected electronic control tape will be able to upgrade via a modernisation set free of charge. To do this, please contact your client manager at Sberbank.

"We are delighted to announce the beginning of sales of our smart terminal. This product will be very useful for the 1.4 million small business and individual entrepreneurs that Sberbank services. As a rule, similar solutions were inaccessible to small business because they were expensive. Now our clients can purchase and set up cash registers with sales management functions in their stores," commented Mikhail Malakhov, Senior Managing Director, Director of Sberbank's Department for Developing Remote Service Channels.

"Our goal is to increase sales, and so the experience of Sberbank as the largest and most innovative bank in Russia with a broad retail network and leading position in all sectors of the economy will help us achieve this. Evotor is becoming a well-established part of the ecosystem that Sberbank is building. By working together we have created the right synergy of experience and knowledge, and more importantly, the desire to help small business to grow," commented Andrey Romanenko, CEO and shareholder of Evotor.

On June 8, 2016, Sberbank, Andrey Romanenko and ATOL announced the creation of a new company - Evotor - to develop an ecosystem for automation of small and microbusiness including equipment (smart terminals), software, cloud infrastructure and an application store.

In July 2016, amendments to 54-FZ "Regarding the use of cash register equipment when accepting cash and (or) electronic payments" were published. In accordance with the amendments, a new procedure for using cash register equipment is being introduced and the requirements for this equipment are changing. From 2016 to 2018 all companies that receive payments from individuals using CRE must modernise or replace their CRE for new devices that allow fiscal information to be sent to tax authorities online via fiscal data operators.

# # #

Sberbank
Alexander Baziyan
Press Office
Tel. +7 (495) 957 5721
media@sberbank.ru

Sberbankis Russia's largest bank and a leading global financial institution. Sberbank holds almost one third of aggregate Russian banking sector assets, it is the key lender to the national economy and the biggest deposit taker in Russia. The Central Bank of the Russian Federation is the founder and principal shareholder of Sberbank owning 50% of the Bank's authorized capital plus one voting share, with the remaining 50% held by domestic and international investors. Sberbank has more than 135 million individual customers and more than 1 million corporate clients in 20 countries. Sberbank has the largest distribution network in Russia with almost 17,000 branches, and its international operations include UK, US, CIS, Central and Eastern Europe, Turkey and other countries.

The Bank holds the general banking license No.1481 issued by the Bank of Russia. Official websites of the Bank:www.sberbank.com(Sberbank Group website),www.sberbank.ru.

About Evotor

Evotor is a joint venture of Sberbank, Andrey Romanenko and ATOL Group, which provides a comprehensive solution to automate trade at small and microbusinesses.

Evotor's product provides smart and easy to customise automation of trade and service points, and includes several components. The main part of the solution is equipment: a smart terminal and software (using Android) as well as the necessary peripherals. The second part of the solution is cloud services, including a personal account and app store, where it will be possible to buy fairly-priced applications that meet clients' needs for automation.

The smart terminal and accompanying software serve as a cash desk, stock accounting system, loyalty programme creator, etc. Thanks to cloud services the functionality of the device can be considerably extended, which will cover the needs of small organisations with regard to automation. The solution is fully compatible with the Unified State Automated Information System and meets the requirements of the updated 54-FZ. The price and ability to customise makes the solution accessible to a wide range of small and microbusiness organisations in Russia.

Evotor, the name of the brand, is a combination of two Russian words and conveys the idea of the project: "evolyutsi torgovli" - evolution of trade.

For further details, seewww.evotor.ruand social networks.