YELLOW BRICK ROAD HOLDINGS LTD 
By MEDIA RELEASE
27 May 2014
Yellow Brick Road Holdings Limited (ASX Code: YBR) ("Yellow Brick Road") has announced that its Empower Variable loan (80% LVR) has been awarded a five star rating by industry leading researcher CANSTAR. The Empower Variable loan was one of only 31 residential variable products out of 328 to receive five stars, the highest possible rating from CANSTAR. A five star rating is given to products that offer outstanding value and features to consumers.
The Empower Variable loan is a Yellow Brick Road product that has a variable rate of 4.94% p.a. (comparison rate 4.95%). This product directly competes with comparable loans from the major four banks, which currently offer an average variable rate of 5.23% p.a., according to CANSTAR. The difference between these two rates on an average $400,000, 30 year loan would save a customer
$71 per month and $25,000 over the life of the loan. Out of the 31 CANSTAR five star rated loans in the residential variable category, only five were major bank home loan products.
"Competition is alive and well in the home loan market, especially in the face of the current Financial System Inquiry," says Yellow Brick Road Executive Chairman Mark Bouris. "The results shown in the ratings report tell us that non-banks can produce outstanding products that can compete alongside well established banking products. Consumers are becoming savvier and are using research services to compare home loan products. They can see the value in shopping around and looking outside the major banks. As non-banks such as Yellow Brick Road continue to produce better products at lower rates than what the majors can offer, market share will come up for grabs and competition will ignite."
CANSTAR Home Loan Star Ratings is a sophisticated and unique ratings methodology that compares both cost and features across home loan products. CANSTAR star ratings represent a shortlist of financial products, enabling consumers to narrow their search to products that have been independently assessed and ranked. CANSTAR's ratings report analyses 1,869 loans in 11 categories and ranks them based on value for money. Loans in the five star category are considered to be a great starting point for borrowers looking to enter the property market or those keen to find a better deal for their mortgage.
The entire ratings report can be found on the CANSTAR website : http://www.canstar.com.au/wp- content/uploads/2014/05/Home-Loans-2014-Whole-report-updated.pdf
For more information, contact:
Chelsea O'Donnell
Head of Marketing & Communications Yellow Brick Road Wealth Management T 02 8226 8202
M 0414 704 033
E Chelsea.ODonnell@ybr.com.au
About Yellow Brick Road
Yellow Brick Road is a wealth management and financial services organisation that offers tailored advice and services to Australians wanting to build financial security for the future. With its extensive neighbourhood based branch network, Yellow Brick Road is committed to delivering accessibility, quality financial advice and competition in the market. For more information visit www.ybr.com.au
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