BT Financial Group Assets : RON 153.1 bln. (+8.94% vs dec. 2022)
Net Consolidated Profit of BT Financial Group : RON 1,581.7 mln. (+51.14% vs H1 2022)
Net Profit Banca Transilvania: 1,269.0 mln. lei (+39.91% vs H1 2022)
Financial indicators
Financial ratios BT Capital Adequacy Ratio (profit included)
23.88%
BT Growth as at 30 June 2023 vs the average of the banking sector
Total assets : 7.92% vs. 5.25%
Deposits: 5.10% vs. 3.91%
Gross loans: 2.64% vs. -4.69%
BT Cost-to-income ratio
47.29%
Number of clients
> 4 mln. clients
282,000 new clients in H1, meaning 1,600 new clients/pay
88% of the BT clients are digitalized, using at least one of the BT apps
NPL Ratio according to
EBA indicator
2.36%
Cards and transactions
5.6 mln. cards in the portfolio
+21% number of transactions performed with the BT cards in H1 2023 vs H1 2022
+43% number of phone payments in H1 2023 vs H1 2022
Financing the national economy
+2.13% loans growth at Group level in June
2023 vs December 2022
730 loans/day were granted on average
~132,000 loans amounting to RON 14.97 bln.
RON 69.5 bln. loans in balance at Group level
Encouraging savings
+5.10% clients' deposits growth, amounting to
RON 122.5 bln.
Retail clients deposits: RON 81 bln.
Corporate clients deposits: RON 41.5 bln.
Contributor to the state budget
RON 600 mln. paid for taxes and social contributions
Ӧmer Tetik
CEO Banca Transilvania
"The results are positive and we are pleased with how the bank and the entire BT Group has performed. We maintained our strong pace of operational growth and managed to support the economy and the population during a challenging period. In such times of uncertainty, the importance of a strong, well-capitalised banking system, with predictable legislation in supporting the economy and society, can be observed. We continue to invest, to increase the volumes and the transactions, and to finance the economy, in order to ensure prosperity for the Romanians and to contribute to the reduction of the gap with the Western economies, through investments. The bank's profitability helps us strengthen BT's capital to fulfill our plans and comply with the legal requirements."
Banca Transilvania | Investor Relations
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Banca Transilvania SA published this content on 25 August 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 25 August 2023 05:11:02 UTC.
Banca Transilvania is a banking group organized around 5 areas of activity:
- retail banking (32.8% of Net interest income);
- corporate and investment banking (12.4%);
- financial services (8.1%);
- treasury banking (8.9%);
- other (37.8%).
At the end of 2021, the group had RON 108 billion in current deposits and RON 54.5 in current loans.
Products and services are marketed through a network of 443 branches located in Romania and Italy.
BANCA TRANSILVANIA S.A. 
