Bay Bancorp : Bank Engages Col. Edward C. Rothstein to lead New Government Contracting and Cybersecurity Industry Group

(Columbia, Md.) - July 1, 2016 - Bay Bank announced today that it has formed a new industry group focused on serving the debt capital, treasury and advisory needs of government contracting and cybersecurity clients. The bank engaged Col. Edward C. Rothstein, USA (Ret.), as a senior advisor to help launch this effort. He will work closely with Bay's Market Presidents Rich Ohnmacht and Todd Warren.

'Our location and business strategy of serving entrepreneurs in the Baltimore Washington Corridor puts us in a unique position to be a leading financial partner to government and commercial contractors in the premier cybersecurity hub in the U.S.,' said Bay Bank President and CEO Joseph J. Thomas. 'Ed Rothstein brings a wealth of knowledge in both government and commercial sectors of the cyber industry. He is a proven leader that will contribute greatly to the Bay Bank team, providing immediate results and value to our clients as we serve this growing industry.'

Rothstein had a celebrated 30-year career as an Army Intelligence Officer with assignments from tactical to strategic. He served in multiple deployments, culminating with his last post as Garrison Commander of Fort George G. Meade, where he was committed to partnering with civilian communities. His passion for creating an inclusive environment was recognized throughout the state. After retiring from the Army, Rothstein served as president and CEO of Anne Arundel Economic Development Corporation.

'It is a great pleasure to join Joe Thomas and the Bay Bank team on this new endeavor,' said Rothstein. 'It did not take long for me to see the commitment Bay Bank has in strengthening our community through a team effort focused on cybersecurity. I appreciate Joe's upfront vision in this regard, and most of all his willingness to apply the resources that take it from a concept to an operational success.'

Bay Bank's Industry Group will provide a range of financing, treasury management and capital and financial advisory solutions to its government contracting and cybersecurity clients with a dedicated team of banking professionals and industry experts, including Rothstein and Thomas, as well as experienced staff from the bank's Relationship Managers, Credit, IT and Treasury departments.

With a diverse base of clients, including emerging and established private and public companies, the bank's financial experts help companies design tailored capital structures and credit solutions to meet their individual needs. Offerings include venture debt, sponsor-led buyout financing and capital call lines.

In addition to traditional lending and financing services, Bay Bank offers a strong treasury management platform.

For more information about Bay Bank's financing solutions, treasury management offerings and financial advisory services for the cybersecurity industry, visitwww.baybankmd.com/cyber.

About Bay Bank

Bay Bank, FSB is headquartered in Columbia, Maryland and serves the community with a network of 11 branches strategically located throughout the region. Founded in 2010, the bank has quickly developed a strong reputation for its focus on commercial and small business clients and respective service offerings. The bank has total assets of around $463 million. The bank's parent company, Bay Bancorp, Inc., trades on the NASDAQ Capital Market under the ticker symbol 'BYBK.'