BNP Paribas

BNP

FR0000131104

Banks

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BNP Paribas : Regulatory ESG indicators

March 22, 2024 at 01:07 pm EDT

1. ASSETS FOR THE CALCULATION OF GAR (GAR MEASURE BASED ON TURNOVER)

						31 December 2023
Climate Change	Climate Change	Water and marine			Biodiversity
Mitigation (CCM)	Adaptation (CCA)	resources (WTR)	Circular economy (CE)	Pollution (PPC)	and Ecosystems (BIO)	TOTAL (CCM + CCA + WTR + CE + PPC + BIO)
of which towards	of which towards	of which towards	of which towards	of which towards	of which towards	of which towards
taxonomy	taxonomy	taxonomy	taxonomy	taxonomy	taxonomy	taxonomy
relevant sectors	relevant sectors	relevant sectors	relevant sectors	relevant sectors	relevant sectors	relevant sectors
(Taxonomy-eligible)	(Taxonomy-eligible)	(Taxonomy-eligible)	(Taxonomy-eligible)	(Taxonomy-eligible)	(Taxonomy-eligible)	(Taxonomy-eligible)
of which	of which	of which	of which	of which	of which	of which
environmentally	environmentally	environmentally	environmentally	environmentally	environmentally	environmentally
sustainable	sustainable	sustainable	sustainable	sustainable	sustainable	sustainable
(Taxonomy-aligned)	(Taxonomy-aligned)	(Taxonomy-aligned)	(Taxonomy-aligned)	(Taxonomy-aligned)	(Taxonomy-aligned)	(Taxonomy-aligned)

in millions of euros

amount

whichof Use of Proceeds

whichof transitional

whichof enabling

whichof Use of Proceeds

whichof enabling

whichof Use of Proceeds

whichof enabling

whichof Use of Proceeds

whichof enabling

whichof Use of Proceeds

whichof enabling

whichof Use of Proceeds

whichof enabling

whichof Use of Proceeds

whichof transitional

whichof enabling

Total [gross]

carrying

GAR - Covered assets in both numerator and

denominator

660,050

276,571

9,137

5,808

2,631

598

117

277,169

9,254

5,808

2,631

	Loans and advances, debt securities and equity
1	instruments not HfT eligible for GAR calculation	659,823	276,571	9,137	5,808	2,631	598	117
2	Financial undertakings	82,051	6,803	546	495	403	34	4
3	Credit institutions	12,674	978
4	Loans and advances	1,356	253
5	Debt securities	6,137	725
6	Equity instruments	5,181
7	Other financial corporations	69,377	5,825	546	495	403	34	4
8	of which investment firms	47,567	3,108	323	323	231	21	3
9	Loans and advances	31,470	1,799	221	221	130	21	3
10	Debt securities	11,305	1,309	102	102	102
11	Equity instruments	4,792
12	of which management companies	8,039	2,231	172	172	171	13	1
13	Loans and advances	6,424	2,219	172	172	171	13	1
14	Debt securities	752	12
15	Equity instruments	863
16	of which insurance undertakings	13,771	487	51	0	0
17	Loans and advances	5,727	48	0	0	0
18	Debt securities	3,445	8
19	Equity instruments	4,599	431	51
20	Non-financial undertakings	258,850	42,107	8,590	5,313	2,228	564	113
21	Loans and advances	250,750	37,862	7,585	4,769	1,935	564	113
22	Debt securities	2,045	1,137	534	534	290
23	Equity instruments	6,055	3,108	471	9	3
24	Households	307,637	227,656
	of which loans collateralised by residential
25	immovable property	208,499	208,499
26	of which building renovation loans	4,617	4,617
27	of which motor vehicle loans	14,540	14,540
28	Local governments financing	11,286	4
29	Housing financing
30	Other local government financing	11,286	4
	Collateral obtained by taking possession: residential
31	and commercial immovable properties	227
	Assets excluded from the numerator for GAR
32	calculation (covered in the denominator)	530,952
33	Financial and Non-financial undertakings	190,696
	SMEs and NFCs (other than SMEs) not subject to
34	NFRD disclosure obligations	60,919
35	Loans and advances	59,684
	of which loans collateralised by commercial
36	immovable property	24,358
37	of which building renovation loans	0
38	Debt securities	177
39	Equity instruments	1,058
	Non-EU country counterparties not subject to
40	NFRD disclosure obligations	129,776
41	Loans and advances	125,265
42	Debt securities	4,207
43	Equity instruments	305
44	Derivatives	21,814
45	On demand interbank loans	7,139
46	Cash and cash-related assets	2,694
	Other categories of assets
47	(e.g. Goodwill, commodities etc.)	308,610
48	Total GAR assets	1,191,002
49	Assets not covered for GAR calculation	1,161,082
50	Central governments and Supranational issuers	141,256
51	Central banks exposures	300,225
52	Assets Held for Trading	719,602
53	Total assets	2,352,085

277,169	9,254	5,808	2,631
6,837	550	495	403
978
253
725
5,859	550	495	403
3,128	326	323	231
1,820	224	221	130
1,309	102	102	102

2,244	173	172	171
2,233	173	172	171
12

487	51	0	0
48	0	0	0
8
431	51
42,672	8,704	5,313	2,228
38,427	7,698	4,769	1,935
1,137	534	534	290
3,108	471	9	3
227,656

208,499

4,617

14,540

	Off-balance sheet exposures - Undertakings subject to NFRD disclosure obligations
54	Financial guarantees	126,240	13,654	5,691	5,735	3,545	144	60
55	Assets under management	294,086	72,010	8,512	626	3,897	1,246	147
56	of which debt securities	153,372	31,553	4,949	487	2,152	328	51
57	of which equity instruments	65,146	11,781	2,891	139	1,756	388	95

13,798	5,751	5,735	3,545
73,256	8,659	626	3,897
31,881	5,001	487	2,152
12,169	2,987	139	1,756

2023 Universal registration document and annual financial report - BNP PARIBAS

2. GAR SECTOR INFORMATION (GAR MEASURE BASED ON TURNOVER)

Breakdown by sector

in millions of euros

A - Agriculture, forestry and fishing
B - Mining and quarrying
B.05 - Mining of coal and lignite
B.06 - Extraction of crude petroleum and
natural gas
B.07 - Mining of metal ores
B.08 - Other mining and quarrying
B.09 - Mining support service activities
C - Manufacturing
C.10 - Manufacture of food products
C.11 - Manufacture of beverages
C.12 - Manufacture of tobacco products
C.13 - Manufacture of textiles
C.14 - Manufacture of wearing apparel
C.15 - Manufacture of leather and related
products
C.16 - Manufacture of wood and of
products of wood and cork,
C.17 - Manufacture of paper and paper
products
C.18 - Printing and reproduction of
recorded media
C.19 - Manufacture of coke and refined
petroleum products
C.20 - Manufacture of chemicals and
chemical products
C.21 - Manufacture of basic pharmaceutical
products and pharmaceutical preparations
C.22 - Manufacture of rubber products
C.23 - Manufacture of other non-metallic
mineral products
C.24 - Manufacture of basic metals
C.25 - Manufacture of fabricated metal
products, except machinery and equipment C.26 - Manufacture of computer, electronic
and optical products
C.27 - Manufacture of electrical equipment
C.28 - Manufacture of machinery and
equipment n.e.c.
C.29 - Manufacture of motor vehicles,
trailers and semi-trailers
C.30 - Manufacture of other transport
equipment
C.31 - Manufacture of furniture
C.32 - Other manufacturing
C.33 - Repair and installation of machinery
and equipment

D - Electricity, gas, steam and air conditioning

33 supply

D35.1 - Electric power generation,

transmission and distribution
D35.11 - Production of electricity

D35.2 - Manufacture of gas; distribution of

gaseous fuels through mains
D35.3 - Steam and air conditioning supply

E - Water supply; sewerage, waste

management and remediation activities
F - Construction
F.41 - Construction of buildings
F.42 - Civil engineering
F.43 - Specialised construction activities

G - Wholesale and retail trade; repair of motor

vehicles and motorcycles
H - Transportation and storage

H.49 - Land transport and transport via

pipelines
H.50 - Water transport
H.51 - Air transport
H.52 - Warehousing and support activities
for transportation
H.53 - Postal and courier activities
I - Accommodation and food service activities
L - Real estate activities
K - Financial and insurance activities Exposures to other sectors
(NACE codes J, M - U)

																						31 December 2023
	Climate Change Mitigation		Climate Change Adaptation	Water and marine resources
		(CCM)			(CCA)		(WTR)			Circular economy (CE)			Pollution (PPC)		Biodiversity and Ecosystems (BIO)	TOTAL (CCM + CCA + WMR + CE + P + BE)
Non-Financial	SMEs and	Non-Financial	SMEs and	Non-Financial	SMEs and	Non-Financial		SMEs and	Non-Financial		SMEs and	Non-Financial		SMEs and	Non-Financial		SMEs and
	corporates	other NFC not		corporates	other NFC not	corporates	other NFC not		corporates		other NFC		corporates		other NFC		corporates		other NFC		corporates		other NFC
(Subject to NFRD)	subject to NFRD	(Subject to NFRD)	subject to NFRD	(Subject to NFRD)	subject to NFRD	(Subject to NFRD)	not subject to NFRD	(Subject to NFRD)	not subject to NFRD	(Subject to NFRD)	not subject to NFRD	(Subject to NFRD)	not subject to NFRD
	[Gross]	[Gross]		[Gross]	[Gross]	[Gross]	[Gross]		[Gross]		[Gross]		[Gross]		[Gross]		[Gross]		[Gross]		[Gross]		[Gross]
carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount
Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy of which environmentally sustainable	Exposures eligible for the taxonomy of which environmentally sustainable	Exposures eligible for the taxonomy of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable
25	-																			25	-
120	22		1	-																121	22
89	11																			89	11
2	1																			2	1
15	3		-	-																15	4
15	7		-	-																15	7
5,081	1,115		303	62																5,383	1,177
106	1		2	-																108	1
12																				12
0																				-
3																				3
0																				-
1																				1
13	5		1	-																15	5
2	-		87	19																89	19
4	-																			4	-
47	17																			47	17
386	25		12	1																398	26
3																				3
69	1		61	1																130	2
101	29		36	11																137	40
572	164		16	5																587	168
125	17		4	-																129	18
114	15		1	-																115	15
599	245		-	-																599	245
309	67		1	-																310	67
1,294	60		81	25																1,374	85
966	372																			966	372
6	-																			6	-
6	3																			6	3
343	94		1	-																344	94
4,635	1,339																			4,635	1,339
4,452	1,323																			4,452	1,323
3,695	824																			3,695	824
80	13																			80	13
104	3																			104	3
209	89		3	1																213	91
1,768	374		16	2																1,785	377
1,214	134		13	1																1,227	135
297	70		3	1																301	70
257	171		0	0																257	171
1,927	654		67	23																1,994	677
1,303	311		11	3																1,314	314
428	93		3	1																430	93
162	6																			162	6
712	212		9	3																720	214
2	-																			2	-
25	1		-	-																25	1
2,410	212		51	5																2,461	217
3,892	454		67	9																3,959	462
20,712	4,019		45	8																20,757	4,027

2023 Universal registration document and annual financial report - BNP PARIBAS

3. GAR KPI STOCK (GAR MEASURE BASED ON TURNOVER)

			Climate Change Mitigation (CCM)		Climate Change Adaptation (CCA)	Water and marine resources (WTR)	Circular economy (CE)	Pollution (PPC)	Biodiversity and Ecosystems (BIO)
				Proportion of total		Proportion of total	Proportion of total	Proportion of total	Proportion of total	Proportion of total
				covered assets funding		covered assets funding	covered assets funding	covered assets funding	covered assets funding	covered assets funding
			taxonomy relevant sectors		taxonomy relevant sectors	taxonomy relevant sectors	taxonomy relevant sectors	taxonomy relevant sectors	taxonomy relevant sectors
				(Taxonomy-eligible)		(Taxonomy-eligible)	(Taxonomy-eligible)	(Taxonomy-eligible)	(Taxonomy-eligible)	(Taxonomy-eligible)
				Proportion of total		Proportion of total	Proportion of total	Proportion of total	Proportion of total	Proportion of total
				covered assets		covered assets	covered assets	covered assets	covered assets	covered assets
				funding taxonomy		funding taxonomy	funding taxonomy	funding taxonomy	funding taxonomy	funding taxonomy
				relevant sectors		relevant sectors	relevant sectors	relevant sectors	relevant sectors	relevant sectors
				(Taxonomy-aligned)		(Taxonomy-aligned)	(Taxonomy-aligned)	(Taxonomy-aligned)	(Taxonomy-aligned)	(Taxonomy-aligned)
% (compared to total covered assets in the denominator)		of which Use of Proceeds	of which transitional	of which enabling		of which Use of Proceeds	of which enabling	of which Use of Proceeds	of which enabling	of which Use of Proceeds	of which enabling	of which Use of Proceeds	of which enabling	of which Use of Proceeds	of which enabling
GAR - Covered assets in both numerator and denominator	23.22%	0.77%	0.49%	0.22%	0.05%	0.01%
	Loans and advances. debt securities and
	equity instruments not HfT eligible
1	for GAR calculation	23.22%	0.77%	0.49%	0.22%	0.05%	0.01%
2	Financial undertakings	0.57%	0.05%	0.04%	0.03%
3	Credit institutions	0.08%
4	Loans and advances	0.02%
5	Debt securities	0.06%
6	Equity instruments
7	Other financial corporations	0.49%	0.05%	0.04%	0.03%
8	of which investment firms	0.26%	0.03%	0.03%	0.02%
9	Loans and advances	0.15%	0.02%	0.02%	0.01%
10	Debt securities	0.11%		0.01%	0.01%
11	Equity instruments
12	of which management companies	0.19%	0.01%	0.01%	0.01%
13	Loans and advances	0.19%	0.01%	0.01%	0.01%
14	Debt securities	0.00%
15	Equity instruments
16	of which insurance undertakings	0.04%	0.00%
17	Loans and advances	0.00%	0.00%
18	Debt securities	0.00%
19	Equity instruments	0.04%
20	Non-financial undertakings	3.54%	0.72%	0.45%	0.19%	0.05%	0.01%
21	Loans and advances	3.18%	0.64%	0.40%	0.16%	0.05%	0.01%
22	Debt securities	0.10%	0.04%	0.04%	0.02%
23	Equity instruments	0.26%	0.04%
24	Households	19.11%

31 December 2023

	TOTAL (CCM + CCA + WTR + CE + PPC + BIO)
			Proportion of total
		covered assets funding
	taxonomy relevant sectors
			(Taxonomy-eligible)
			Proportion of total
			covered assets	covered
			funding taxonomy
			relevant sectors
			(Taxonomy-aligned)	Proportion of total assets
	of which Use of	Proceeds	of which transitional	of which enabling
23.27%	0.78%		0.49%	0.22%	28.06%
23.27%	0.78%		0.49%	0.22%	28.05%
0.57%	0.05%		0.04%	0.03%	3.49%
0.08%					0.54%
0.02%					0.06%
0.06%					0.26%
					0.22%
0.49%	0.05%		0.04%	0.03%	2.95%
0.26%	0.03%		0.03%	0.02%	2.02%
0.15%	0.02%		0.02%	0.01%	1.34%
0.11%	0.01%		0.01%	0.01%	0.48%
					0.20%
0.19%	0.01%		0.01%	0.01%	0.34%
0.19%	0.01%		0.01%	0.01%	0.27%
					0.03%
					0.04%
0.04%					0.59%
					0.24%
					0.15%
0.04%					0.20%
3.58%	0.73%		0.45%	0.19%	11.01%
3.23%	0.65%		0.40%	0.16%	10.66%
0.10%	0.04%		0.04%	0.02%	0.09%
0.26%	0.04%				0.26%
19.11%					13.08%

25	of which loans collateralised by residential immovable property	17.51%	17.51%	8.86%
26	of which building renovation loans	0.39%	0.39%	0.20%
27	of which motor vehicle loans	1.22%	1.22%	0.62%
28	Local governments financing			0.48%
29	Housing financing
30	Other local government financing			0.48%
	Collateral obtained by taking possession: residential and

commercial immovable properties
Total GAR assets

2023 Universal registration document and annual financial report - BNP PARIBAS

5. KPI OFF-BALANCE SHEET EXPOSURES (GAR MEASURE BASED ON TURNOVER)

% (compared to total eligible off-balance sheet assets)

Financial guarantees (FinGuar KPI)
Assets under management (AuM KPI)

31 December 2023

Climate Change Mitigation (CCM)

Climate Change Adaptation (CCA)

Water and marine resources (WTR)

Circular economy (CE)

Pollution (PPC)

Biodiversity and Ecosystems (BIO)

TOTAL (CCM + CCA + WTR + CE + PPC + BIO)

Proportion of total

covered assets funding

taxonomy relevant sectors

(Taxonomy-eligible)

Proportion of total

covered assets funding

taxonomy relevant sectors

(Taxonomy-aligned)

of which Use of

Proceeds

of which transitional

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which transi- tional

of which enabling

11.04%

4.60%

4.64%

2.87%

0.12%

0.05%

0.00%

11.16%

4.65%

0.00%

4.64%

2.87%

16.49%

1.95%

0.14%

0.89%

0.29%

0.03%

0.00%

16.77%

1.98%

0.00%

0.14%

0.89%

2023 Universal registration document and annual financial report - BNP PARIBAS

1. ASSETS FOR THE CALCULATION OF GAR (GAR MEASURE BASED ON CAPEX)

		Total [gross]
		carrying
in millions of euros	amount
	GAR - Covered assets in both numerator and
	denominator	660,050	290,828	19,383
	Loans and advances, debt securities and equity
1	instruments not HfT eligible for GAR calculation	659,823	290,828	19,383
2	Financial undertakings	82,051	7,248	1,207
3	Credit institutions	12,674	978	0
4	Loans and advances	1,356	253	0
5	Debt securities	6,137	725
6	Equity instruments	5,181	0
7	Other financial corporations	69,377	6,270	1,207
8	of which investment firms	47,567	3,550	613
9	Loans and advances	31,470	2,181	283
10	Debt securities	11,305	1,368	330
11	Equity instruments	4,792

																	31 December 2023
	Climate Change			Climate Change	Water and marine					Biodiversity
	Mitigation (CCM)			Adaptation (CCA)	resources (WTR)	Circular economy (CE)	Pollution (PPC)	and Ecosystems (BIO)	TOTAL (CCM + CCA + WTR + CE + PPC + BIO)
	of which towards			of which towards	of which towards	of which towards	of which towards	of which towards		of which towards
		taxonomy					taxonomy	taxonomy	taxonomy	taxonomy	taxonomy			taxonomy
	relevant sectors			relevant sectors	relevant sectors	relevant sectors	relevant sectors	relevant sectors		relevant sectors
	(Taxonomy-eligible)			(Taxonomy-eligible)	(Taxonomy-eligible)	(Taxonomy-eligible)	(Taxonomy-eligible)	(Taxonomy-eligible)		(Taxonomy-eligible)
		of which					of which	of which	of which	of which	of which			of which
	environmentally			environmentally	environmentally	environmentally	environmentally	environmentally		environmentally
		sustainable				sustainable	sustainable	sustainable	sustainable	sustainable		sustainable
	(Taxonomy-aligned)			(Taxonomy-aligned)	(Taxonomy-aligned)	(Taxonomy-aligned)	(Taxonomy-aligned)	(Taxonomy-aligned)		(Taxonomy-aligned)
of which Use of Proceeds	of which transitional	of which enabling			of which Use of Proceeds		of which enabling	of which Use of Proceeds	of which enabling	of which Use of Proceeds	of which enabling	of which Use of Proceeds	of which enabling	of which Use of Proceeds	of which enabling	of which Use of Proceeds	of which transitional	of which enabling
	10,111	4,561	1,332	410											292,159	19,793	10,111	4,561
	10,111	4,561	1,332	410											292,159	19,793	10,111	4,561
	1,116	928	48	8											7,296	1,215	1,116	928
	0	0													978	0	0	0
	0	0													253	0	0	0
															725
	1,116	928	48	8											6,318	1,215	1,116	928
	613	457	34	4											3,584	618	613	457
	283	135	34	4											2,215	287	283	135
	330	322													1,368	330	330	322

12	of which management companies	8,039	2,239	503
13	Loans and advances	6,424	2,226	503
14	Debt securities	752	14
15	Equity instruments	863	0
16	of which insurance undertakings	13,771	480	92
17	Loans and advances	5,727	3	0
18	Debt securities	3,445	0	0
19	Equity instruments	4,599	477	92
20	Non-financial undertakings	258,850	55,919	18,176
21	Loans and advances	250,750	50,224	15,741
22	Debt securities	2,045	1,442	1,121
23	Equity instruments	6,055	4,253	1,314
24	Households	307,637	227,656
	of which loans collateralised by residential
25	immovable property	208,499	208,499
26	of which building renovation loans	4,617	4,617
27	of which motor vehicle loans	14,540	14,540
28	Local governments financing	11,286	4
29	Housing financing

503	470	14	3
503	470	14	3
0	0
0	0
8,995	3,634	1,283	402
7,856	3,104	1,263	396
1,121	521	0	0
18	10	20	6

2,254	506	503	470
2,240	506	503	470
14
0
480	92	0	0
3	0	0	0
0
477	92
57,202	18,578	8,995	3,634
51,487	16,137	7,856	3,104
1,442	1,121	1,121	521
4,273	1,320	18	10
227,656		0
208,499
4,617
14,540
4

30	Other local government financing	11,286	4
	Collateral obtained by taking possession: residential
31	and commercial immovable properties	227
	Assets excluded from the numerator for GAR
32	calculation (covered in the denominator)	530,952
33	Financial and Non-financial undertakings	190,696
	SMEs and NFCs (other than SMEs) not subject to
34	NFRD disclosure obligations	60,919
35	Loans and advances	59,684
	of which loans collateralised by commercial
36	immovable property	24,358
37	of which building renovation loans
38	Debt securities	177
39	Equity instruments	1,058
	Non-EU country counterparties not subject to
40	NFRD disclosure obligations	129,776
41	Loans and advances	125,265
42	Debt securities	4,207
43	Equity instruments	305
44	Derivatives	21,814
45	On demand interbank loans	7,139
46	Cash and cash-related assets	2,694
	Other categories of assets (e.g. Goodwill,
47	commodities etc.)	308,610
48	Total GAR assets	1,191,002
49	Assets not covered for GAR calculation	1,161,082
50	Central governments and Supranational issuers	141,256
51	Central banks exposures	300,225
52	Trading book	719,602
53	Total assets	2,352,085
	Off-balance sheet exposures - Undertakings subject to NFRD disclosure obligations
54	Financial guarantees	126,240	18,184	9,368
55	Assets under management	294,086	82,902	14,130
56	of which debt securities	153,372	37,045	8,764
57	of which equity instruments	65,146	16,640	4,685

5,735	3,545	241	124	18,425	9,492	5,735	3,545
1,029	6,260	1,237	326	84,139	14,456	1,029	6,260
823	4,029	495	117	37,540	8,881	823	4,029
205	2,228	742	209	17,382	4,894	205	2,228

2023 Universal registration document and annual financial report - BNP PARIBAS

2. GAR SECTOR INFORMATION (GAR MEASURE BASED ON CAPEX)

Breakdown by sector

in millions of euros

A - Agriculture, forestry and fishing
B - Mining and quarrying
B.05 - Mining of coal and lignite
B.06 - Extraction of crude petroleum and
natural gas
B.07 - Mining of metal ores
B.08 - Other mining and quarrying
B.09 - Mining support service activities
C - Manufacturing
C.10 - Manufacture of food products
C.11 - Manufacture of beverages
C.12 - Manufacture of tobacco products
C.13 - Manufacture of textiles
C.14 - Manufacture of wearing apparel
C.15 - Manufacture of leather and related
products
C.16 - Manufacture of wood and of
products of wood and cork,
C.17 - Manufacture of paper and paper
products
C.18 - Printing and reproduction of
recorded media
C.19 - Manufacture of coke and refined
petroleum products
C.20 - Manufacture of chemicals and
chemical products
C.21 - Manufacture of basic pharmaceutical
products and pharmaceutical preparations
C.22 - Manufacture of rubber products
C.23 - Manufacture of other non-metallic
mineral products
C.24 - Manufacture of basic metals
C.25 - Manufacture of fabricated metal
products, except machinery and equipment C.26 - Manufacture of computer, electronic
and optical products
C.27 - Manufacture of electrical equipment
C.28 - Manufacture of machinery and
equipment n.e.c.
C.29 - Manufacture of motor vehicles,
trailers and semi-trailers
C.30 - Manufacture of other transport
equipment
C.31 - Manufacture of furniture
C.32 - Other manufacturing
C.33 - Repair and installation of machinery
and equipment

D - Electricity, gas, steam and air conditioning

33 supply

D35.1 - Electric power generation,

transmission and distribution
D35.11 - Production of electricity

D35.2 - Manufacture of gas; distribution of

gaseous fuels through mains
D35.3 - Steam and air conditioning supply

E - Water supply; sewerage, waste

management and remediation activities
F - Construction
F.41 - Construction of buildings
F.42 - Civil engineering
F.43 - Specialised construction activities

G - Wholesale and retail trade; repair of motor

vehicles and motorcycles
H - Transportation and storage

H.49 - Land transport and transport

via pipelines
H.50 - Water transport
H.51 - Air transport
H.52 - Warehousing and support activities
for transportation
H.53 - Postal and courier activities
I - Accommodation and food service activities
L - Real estate activities
K - Financial and insurance activities Exposures to other sectors
(NACE codes J, M - U)

																						31 December 2023
Climate Change Mitigation (CCM)	Climate Change Adaptation (CCA)	Water and marine resources (WTR)			Circular economy (CE)			Pollution (PPC)		Biodiversity and Ecosystems (BIO)	TOTAL (CCM + CCA + WMR + CE + P + BE)
Non-Financial	SMEs and other	Non-Financial	SMEs and other	Non-Financial	SMEs and other	Non-Financial	SMEs and other	Non-Financial	SMEs and other	Non-Financial	SMEs and other	Non-Financial	SMEs and other
	corporates	NFC not subject		corporates	NFC not subject	corporates	NFC not subject		corporates	NFC not subject		corporates	NFC not subject		corporates	NFC not subject		corporates	NFC not subject
(Subject to NFRD)	to NFRD	(Subject to NFRD)	to NFRD	(Subject to NFRD)	to NFRD	(Subject to NFRD)		to NFRD	(Subject to NFRD)		to NFRD	(Subject to NFRD)		to NFRD	(Subject to NFRD)		to NFRD
	[Gross]	[Gross]		[Gross]	[Gross]	[Gross]	[Gross]		[Gross]		[Gross]		[Gross]		[Gross]		[Gross]		[Gross]		[Gross]		[Gross]
carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount	carrying amount
Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy of which environmentally sustainable	Exposures eligible for the taxonomy of which environmentally sustainable	Exposures eligible for the taxonomy of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable	Exposures eligible for the taxonomy	of which environmentally sustainable
24	0																			24	-
231	152		2	0																232	152
0	0																			-	-
192	144																			192	144
6	0																			6	-
13	2		1	0																13	2
20	6		1	0																21	6
6 174	1 511		201	140																6 375	1 651
143	4		1	0																143	4
117	31																			117	31
0	-																			0	-
1	0		4	1																4	1
7	0																			7	0
7	2																			7	2
18	4																			18	4
63	1		31	23																95	24
19	2																			19	2
139	67		1	0																140	68
502	98		9	2																511	99
130	8		0	0																131	8
156	4		16	2																172	5
154	48		26	22																180	70
523	129		16	9																539	138
124	20		3	1																127	21
126	19		1	0																127	19
724	263		0	0																724	263
317	73		5	1																322	74
1,417	263		87	79																1,503	342
1,022	357		-	-																1,022	357
6	0																			6	0
58	3		1	0																59	3
400	114		1	0																400	114
5,556	2,520																			5,556	2,520
5,284	2,443																			5,284	2,443
4,296	1,572																			4,296	1,572
144	72																			144	72
128	5																			128	5
234	117		2	1																236	118
1,364	437		2	1																1,366	438
824	225		1	0																825	225
270	50		3	1																273	51
268	162		0	0																268	162
3,507	1,228		169	59																3,677	1,287
1,457	432		10	3																1,467	435
465	97		3	1																468	98
208	36																			208	36
16	3																			16	3
765	294		7	2																772	297
3	1																			3	1
58	1		6	0																63	1
1,647	338		770	158																2,417	496
6,113	2,226		25	9																6,138	2,235
29,555	9,215		96	31																29,651	9,245

2023 Universal registration document and annual financial report - BNP PARIBAS

3. GAR KPI STOCK (GAR MEASURE BASED ON CAPEX)

Climate Change Mitigation (CCM)

Climate Change Adaptation (CCA)

Water and marine resources (WTR)

Circular economy (CE)

Pollution (PPC)

Biodiversity and Ecosystems (BIO)

Proportion of total

covered assets funding

taxonomy relevant sectors

(Taxonomy-eligible)

Proportion of total

covered assets

funding taxonomy

relevant sectors

(Taxonomy-aligned)

% (compared to total covered assets in the denominator)

of which Use of Proceeds

of which transitional

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

GAR - Covered assets in both numerator and denominator

24.42%

1.63%

0.85%

0.38%

0.11%

0.03%

Loans and advances, debt securities and equity

instruments not HfT eligible for GAR calculation

24.42%

1.63%

0.85%

0.38%

0.11%

0.03%

Financial undertakings

0.61%

0.10%

0.09%

0.08%

Credit institutions

0.08%

Loans and advances

0.02%

Debt securities

0.06%

Equity instruments

0.00%

Other financial corporations

0.53%

0.10%

0.09%

0.08%

of which investment firms

0.30%

0.05%

0.04%

Loans and advances

0.18%

0.02%

0.01%

Debt securities

0.11%

0.03%

Equity instruments

of which management companies

0.19%

0.04%

Loans and advances

0.19%

0.04%

Debt securities
Equity instruments

of which insurance undertakings

0.04%

0.01%

Loans and advances
Debt securities

19	Equity instruments	0.04%	0.01%
20	Non-financial undertakings	4.70%	1.53%	0.76%	0.31%	0.11%	0.03%
21	Loans and advances	4.22%	1.32%	0.66%	0.26%	0.11%	0.03%
22	Debt securities	0.12%	0.09%	0.09%	0.04%
23	Equity instruments	0.36%	0.11%	0.00%	0.00%
24	Households	19.11%

31 December 2023

TOTAL (CCM + CCA + WTR + CE + PPC + BIO)

Proportion of total covered assets funding taxonomy relevant sectors (Taxonomy-eligible)

		Proportion of total
		covered assets	covered
		funding taxonomy
		relevant sectors
		(Taxonomy-aligned)	Proportion of total assets
	of which Use of Proceeds	of which transitional	of which enabling
24.53%	1.66%	0.85%	0.38%	28.06%
24.53%	1.66%	0.85%	0.38%	28.05%
0.61%	0.10%	0.09%	0.08%	3.49%
0.08%				0.54%
0.02%				0.06%
0.06%				0.26%
				0.22%
0.53%	0.10%	0.09%	0.08%	2.95%
0.30%	0.05%	0.05%	0.04%	2.02%
0.19%	0.02%	0.02%	0.01%	1.34%
0.11%	0.03%	0.03%	0.03%	0.48%
				0.20%
0.19%	0.04%	0.04%	0.04%	0.34%
0.19%	0.04%	0.04%	0.04%	0.27%
0.00%				0.03%
				0.04%
0.04%	0.01%			0.59%
				0.24%
				0.15%
0.04%	0.01%			0.20%
4.80%	1.56%	0.76%	0.31%	11.01%
4.32%	1.35%	0.66%	0.26%	10.66%
0.12%	0.09%	0.09%	0.04%	0.09%
0.36%	0.11%			0.26%
19.11%				13.08%

25	of which loans collateralised by residential immovable property	17.51%	17.51%	8.86%
26	of which building renovation loans	0.39%	0.39%	0.20%
27	of which motor vehicle loans	1.22%	1.22%	0.62%
28	Local governments financing			0.48%
29	Housing financing
30	Other local government financing			0.48%
	Collateral obtained by taking possession: residential and

commercial immovable properties
Total GAR assets

2023 Universal registration document and annual financial report - BNP PARIBAS

5. KPI OFF-BALANCE SHEET EXPOSURES (GAR MEASURE BASED ON CAPEX)

% (compared to total eligible off-balance sheet assets)

Financial guarantees (FinGuar KPI)
Assets under management (AuM KPI)

31 December 2023

Climate Change Mitigation (CCM)

Climate Change Adaptation (CCA)

Water and marine resources (WTR)

Circular economy (CE)

Pollution (PPC)

Biodiversity and Ecosystems (BIO)

TOTAL (CCM + CCA + WTR + CE + PPC + BIO)

Proportion of

total covered assets

funding taxonomy

relevant sectors

(Taxonomy-eligible)

(Taxonomy-eligible

(Taxonomy-eligible)

Proportion of total

covered assets

funding taxonomy

relevant sectors

(Taxonomy-aligned)

of which Use of Proceeds

of which transitional

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

of which Use of Proceeds

of which enabling

of which Use of proceeds

of which transi- tional

of which enabling

14.71%

7.58%

4.64%

2.87%

0.20%

0.10%

0.00%

14.90%

7.68%

0.00%

4.64%

2.87%

18.98%

3.24%

0.24%

1.43%

0.28%

0.07%

0.00%

19.27%

3.31%

0.00%

0.24%

1.43%

2023 Universal registration document and annual financial report - BNP PARIBAS

The table below meets the transparency requirements of the Delegated Act of July 2022 on the financing of activities related to nuclear energy and fossil gas

TEMPLATE 1: NUCLEAR AND FOSSIL GAS RELATED ACTIVITIES

		31 December 2023
Nuclear energy related activities
	The undertaking carries out, funds or has exposures to research, development, demonstration and deployment of
	innovative electricity generation facilities that produce energy from nuclear processes with minimal waste from the
1	fuel cycle.	YES
	The undertaking carries out, funds or has exposures to construction and safe operation of new nuclear installations
	to produce electricity or process heat, including for the purposes of district heating or industrial processes such as
2	hydrogen production, as well as their safety upgrades, using best available technologies.	YES
	The undertaking carries out, funds or has exposures to safe operation of existing nuclear installations that produce
	electricity or process heat, including for the purposes of district heating or industrial processes such as hydrogen
3	production from nuclear energy, as well as their safety upgrades.	YES
Fossil gas related activities
	The undertaking carries out, funds or has exposures to construction or operation of electricity generation facilities
4	that produce electricity using fossil gaseous fuels.	YES
	The undertaking carries out, funds or has exposures to construction, refurbishment, and operation of combined
5	heat/cool and power generation facilities using fossil gaseous fuels.	YES
	The undertaking carries out, funds or has exposures to construction, refurbishment and operation of heat
6	generation facilities that produce heat/cool using fossil gaseous fuels.	YES

2023 Universal registration document and annual financial report - BNP PARIBAS

TEMPLATE 2: TAXONOMY-ALIGNED ECONOMIC ACTIVITIES (DENOMINATOR) (GAR MEASURE BASED ON TURNOVER)

							31 December 2023
				TOTAL	Climate change	Climate change
	Economic activities			CCM + CCA	mitigation (CCM)	adaptation (CCA)
		Amount	%	Amount	%	Amount	%
	in millions of euros
	Amount and proportion of taxonomy-aligned economic activity referred
	to in Section 4.26 of Annexes I and II to Delegated Regulation 2021/2139
1.	in the denominator of the applicable KPI			0.00%		0.00%		0.00%
	Amount and proportion of taxonomy-aligned economic activity referred
	to in Section 4.27 of Annexes I and II to Delegated Regulation 2021/2139
2.	in the denominator of the applicable KPI			0.00%		0.00%		0.00%
	Amount and proportion of taxonomy-aligned economic activity referred
	to in Section 4.28 of Annexes I and II to Delegated Regulation 2021/2139
3.	in the denominator of the applicable KPI	241	0.02%	241	0.02%		0.00%
	Amount and proportion of taxonomy-aligned economic activity referred
	to in Section 4.29 of Annexes I and II to Delegated Regulation 2021/2139
4.	in the denominator of the applicable KPI			0.00%		0.00%		0.00%
	Amount and proportion of taxonomy-aligned economic activity referred
	to in Section 4.30 of Annexes I and II to Delegated Regulation 2021/2139
5.	in the denominator of the applicable KPI	9	0.00%	9	0.00%		0.00%
	Amount and proportion of taxonomy-aligned economic activity referred
	to in Section 4.31 of Annexes I and II to Delegated Regulation 2021/2139
6.	in the denominator of the applicable KPI			0.00%		0.00%		0.00%
	Amount and proportion of other taxonomy-aligned economic activities
	not referred to in rows 1 to 6 above in the denominator of the applicable
7.	KPI	9,005	0.76%	8,888	0.75%	117	0.01%
8	TOTAL APPLICABLE KPI	9,254	0.78%	9,137	0.77%	117	0.01%
	2023 Universal registration document and annual financial report	- BNP PARIBAS

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BNP Paribas SA published this content on 22 March 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 22 March 2024 17:06:07 UTC.

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Company Profile

BNP Paribas is France's largest banking group. Net banking product (NBP) breaks down by activity as follows: - retail banking (54%): retail banking activity in France (24.1% of NBP), in Belgium (14.6%), and Italy (10.2%). The remainder of the NBP (51.1%) is from international activities and specialized financial services activities (consumer loans, real estate credit, leasing credit, car fleet management, computer equipment leasing); - finance and investment banking (34.4%): consulting and capital market activities (83.7% of NBP; merger-acquisition consulting, activities related to the stock, interest, and exchange markets, etc.) and financing (16.3%; financing for acquisitions, projects, raw material transactions, etc.); - institutional and private management and insurance (11.6%): asset management, private banking activity (No. 1 in France), real estate and on-line brokerage services, insurance and securities services (No. 1 in Europe for retained securities). At the end of 2023, BNP Paribas was managing EUR 988.5 billion in current deposits and EUR 859.2 billion in current loans. Net banking product is distributed geographically as follows: Europe, Middle East and Africa (82.9%), America (9.8%) and Asia/Pacific (7.3%).

Sector

Banks

Calendar

2024-05-13 - Annual General Meeting

Related indices

CAC 40 , EURO STOXX 50 , STOXX EUROPE 600 (EUR)

More about the company

Income Statement Evolution

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Analysis / Opinion

BNP PARIBAS : Q1: strong cost discipline, revenue tailwinds to be supportive in 2024

April 25, 2024 at 04:47 pm EDT

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February 01, 2024 at 06:15 am EST

BNP Paribas : The strength of the model is confirmed

May 04, 2023 at 11:43 am EDT

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Ratings for BNP Paribas

Trading Rating

Investor Rating

ESG Refinitiv

B-

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Analysts' Consensus

Sell

Buy

Mean consensus

BUY

Number of Analysts

Last Close Price

67.01 EUR

Average target price

77.73 EUR

Spread / Average Target

+16.00%

Consensus

EPS Revisions

Estimates Revisions

Quarterly earnings - Rate of surprise

Company calendar

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FR0000131104

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EPS Revisions