Cardinal Bank has been named Lender of the Year by the Rappahannock Economic Development Corporation (REDCO) for being the most active originator of new commercial real estate and equipment loan packages for fiscal year 2007. This significant recognition was announced at the company's annual awards ceremony on June 13, 2007.

?We are honored to receive this distinctive award for a second consecutive year; it exemplifies Cardinal's commitment to helping small businesses succeed in our area,? said Christopher W. Bergstrom, president of Cardinal Bank. ?Through our relationship with REDCO, small companies are able to grow and prosper through affordable, long-term fixed rate financing while allowing them to retain critical working capital, which remains a key consideration particularly in the challenging economy we're experiencing today. REDCO collaborated with 14 banks in Virginia to provide loans through the SBA 504 Program, and Cardinal takes great pride in being selected their ?Lender of the Year'.?

REDCO is a small-certified development company (CDC) headquartered in Spotsylvania, Virginia. Cardinal Bank, in conjunction with its SBA 504 Program, partners with REDCO to offer 90% financing on commercial real estate purchases.

About Cardinal Financial Corporation: Cardinal Financial Corporation, a financial holding company headquartered in Tysons Corner, Virginia with assets of $1.720 billion at March 31, 2007, serves the Washington Metropolitan region through its wholly owned subsidiary, Cardinal Bank, with 25 conveniently located banking offices. Cardinal also operates several other subsidiaries: George Mason Mortgage, LLC, a residential mortgage lending company based in Fairfax, with seven offices throughout the Washington Metropolitan region; Cardinal Trust and Investment Services, a trust division with $6.1 billion in managed and custodial assets; Cardinal Wealth Services, Inc., a full-service brokerage company; and Wilson/Bennett Capital Management, Inc., an asset management company. The Company's stock is traded on NASDAQ (CFNL). For additional information, please visit our Web site at www.cardinalbank.com or call (703) 584-3400.

Cardinal Bank
Kim C. Liddell
EVP and Chief Operating Officer
703-584-3400