Notice of Faster Payment System (FPS) Service Suspension

Chong Hing Bank Limited is principally engaged in the provision of banking and financial services. The Company operates through four business segments. The Corporate and Retail Banking segment is mainly engaged in the provision of lending, trading financing, auto financing, consumer financing and fixed deposits, current and savings accounts, credit cards and personal wealth management services. The segment is also involved in the provision of fully automated telephone and Internet banking services. The Financial Markets Activities segment is engaged in the inter-bank placement and deposit transactions, the management of overall interest rate risk and liquidity of the Company, as well as the centralized cash management business. The Securities Dealing Activities segment is engaged in the securities trading, stock broking and futures broking business. The Others segment is engaged in the investment holding, insurance, investment advisory services and property investments businesses.