Item 7.01 Regulation FD Disclosure

On February 1, 2023, Columbia Financial, Inc. (the "Company") the holding company for Columbia Bank and Freehold Bank, will make available and distribute to analysts and prospective investors a slide presentation. The presentation materials include information regarding the Company's operating and growth strategies and financial performance. The presentation materials will also be posted to the Company's website on February 1, 2023. Pursuant to Regulation FD, the presentation materials are attached hereto as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits



    (d) Exhibits
    Exhibit Number                                          Description
         99.1                Presentation Materials
         104                 Cover Page Interactive Data File (embedded within the Inline XBRL
                             document)




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