Annual Report 2022
Bank as free as a bird
Pakistan lies on one of the world's busiest migration routes for birds; hence, we witness a diverse range of birds in our skyline all year round. This year, JS Bank is signifying its services with the freedom, diversity, and pace that the birds enjoy. We are all geared up to serve our customers with the financial freedom of choices through hassle-free and round-the-clock banking services, anytimeand anywhere.
Contents
ABOUT JS BANK
- Vision
- Mission
- Company Information
- Corporate Values
- Code of Conduct
ORGANIZATIONAL OVERVIEW
- Operating Structure
- Products and Services
- Entity Credit Rating
- Composition of the Board
- Profile of the Board of Directors
- Our Presence
- Staff Strength
- Organizational Structure
- Corporate Profile of the Bank
- Chairman's Review
- Directors' Report
PERFORMANCE AND POSITION
- Highlights
- Six Years' Financial Summary
- Six Years' Vertical Analysis
- Six Years' Horizontal Analysis
- Six Years' Financial Performance
- Graphical Presentation of Financial Statements
- Financial Ratios
- Direct Method Cash Flow Statement
- DuPont Analysis
- Economic Value- Added Statement
- Summary of Cash Flows
- Free Cash Flows
- Analysis of Capital Adequacy Ratio
- Category of Investments
- Non-PerformingLoans
- Advances by Segment
- Funding Mix
- Deposits Breakdown
- Quarterly Performance
- Markup & Non-Markup Income
- Market Share Information
- Share Price Sensitivity Analysis
- Sensitivity Analysis - Foreign Currency Fluctuations
-
JS Bank Calendar of Major
Events - 2022 - Value Chain
STRATEGY AND RESOURCE ALLOCATION
78 Strategic Objectives
- Strategies in Place and their KPIs
- Resource Allocation Plan
- Strategy to Overcome Liquidity Problem
- Significant Changes from Prior Years
- Business Model
IDENTIFICATION AND MITIGATION OF RISKS AND OPPORTUNITIES
86 Risk, Opportunities, and Mitigating
Factors
91 Risk Management Framework
- Board's Policies for Risk Management
- Risk Governance Structure
- Inadequacy in the Capital Structure and Plans to Address such Inadequacy
- Information about Default in Payment of any Debts and Reasons Thereof
CORPORATE GOVERNANCE
- Role and Responsibilities of the Board
- Sub-Committeesof the Board
- Annual Evaluation of the Board's Performance
- Role and Responsibilities of the Chairman
-
Role and Responsibilities of the
President & CEO
95 Board's Performance Evaluation
- Formal Orientation Courses for Directors
- Directors' Training
- Directors' Remuneration
- Security Clearance of Foreign Director
- Board Meetings Held Outside Pakistan
- Policy for Actual and Perceived Conflict of Interest
- Investors' grievance policy
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Disclaimer
JS Bank Ltd. published this content on 08 March 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 08 March 2023 10:26:02 UTC.