Online Resources Corporation : Wings Financial Credit Union to Implement ORCC’s Architect Banking Platform and Bill Pay Services

Chantilly, Va., Nov. 29, 2012- Online Resources Corporation (NASDAQ: ORCC), a leading provider of financial technology services, today announced that Wings Financial Credit Union($3.8 billion in assets) has selected ORCC's ArchitectBanking solution and bill payment services to enhance its services to over 200,000 members.
Wings Financial was founded in 1938 to serve employees of Northwest Airlines. It now serves air transportation employees nationwide as well as residents of the Minneapolis/St. Paul and Seattle/Tacoma metropolitan areas.
The institution selected Architect Banking for its ability to grow online banking applications as the needs of the Wings member base change, all while providing a user experience that is highly intuitive and personalized to members' unique preferences and needs. With Architect, Wings Financial gains the capability to seamlessly integrate other best-of-breed technologies into their banking solution to expand their service offering.
Through Architect's advanced functionality for services such as online account opening, personal financial management, one-to-one marketing and social media integration, Wings Financial's members will have access to a superior digital banking experience within a single, extensible platform. In addition, the institution will be able to easily add or develop new features as trends or needs emerge and user adoption increases.
By also leveraging ORCC's bill payment services, Wings Financial benefits from an industry-leading Payment Guarantee and rich heritage of payment services that deliver reliable and accurate bill pay solutions, seamlessly integrated within Architect Banking. ORCC's Electronic Biller Directory and proprietary Real-time Digital Scanline® technology maximizes payment accuracy for both Wings Financial and their members, resulting in faster payment delivery and fewer payment errors.
"For nearly 75 years, we have been dedicated to providing our unique member base with exceptional service, and by partnering with ORCC, we build on that tradition," said David Mason, VP/CIO of Wings Financial. "Architect gives us a new level of system performance that enables us to grow in parallel with our members' needs and be a leader in the deployment of today's newest technologies -
including mobile banking and bill payment applications."
ORCC has established itself as an industry leader through its digital banking and bill payment solutions, enabling higher electronic rates, faster payment speed, and a consistent payment process for its clients and their end users. Additionally, ORCC has connections to core processors and ATM networks that provide real-time access to more than 90 percent of checking accounts in the United States and to the 9,000+ domestic biller endpoints within ORCC's Biller Endpoint Network.
"With a keen understanding of today's mobile consumer and the importance of digital banking technology, Wings Financial sets the standard for outstanding member service," said Eric Labiak, ORCC's chief sales officer. "The credit union continues to be on the cutting edge, and by implementing ORCC's state-of-the-art Architect solution they are poised for future growth. We're excited to partner with this institution and look forward to supporting their banking needs."

Online Resources Corporation (NASDAQ: ORCC) powers financial interactions between millions of consumers and the company's financial institution and biller clients. Backed by its proprietary payments gateway that links banks directly with billers, the company provides web and phone-based financial services, electronic payments, and marketing services to drive consumer adoption. Founded in 1989, ORCC is the largest financial technology provider dedicated to the online channel. For more
information, visit www.orcc.com.

This news release contains forward-looking statements based on Online Resources Corporation management's current expectations and beliefs and a number of assumptions concerning future events made with information that is currently available. The words "will," "would," "may," "should," "estimate," "project," "forecast," "intend," "expect," "believe," "target," "designed," "plan," and similar expressions are intended to identify forward-looking statements. Readers are cautioned not to place undue reliance on such forward-looking statements, which are not a guarantee of any results or performance and are subject to a number of known and unknown risks, uncertainties and other factors which could cause actual performance or results to differ materially and adversely from any results or performance expressed or implied by such forward-looking statements. Certain factors that might cause such a difference include, but are not limited to: a history of losses and anticipation of future losses; potential fluctuations in operating results; dependence on the marketing efforts of third parties; potential loss of one or more material clients; potential need for additional capital; potential inability to prevent systems failures and security breaches; potential inability to expand certain services and products in the event of a substantial increase in demand for such services and products; competitive pressures; ability or inability to attract and retain skilled personnel; reliance on patents and other intellectual property; potential change in the rate of user

adoption of certain products and services; exposure to consolidation in the financial services industry; and government regulatory developments. For a more detailed description of the factors that could cause such differences, readers are advised to review Online Resources Corporation's latest filings with the Securities and Exchange Commission, including (but not limited to) the information provided under the heading "Risk Factors" in our latest Annual Report on Form 10-K (which filings are available, among other places, from the SEC's EDGAR database at www.sec.govand via the Company's website at www.ORCC.com). Online Resources assumes no obligation to, and expressly disclaims any obligation to, update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

Online Resources, ORCC and the Online Resources logo are trademarks of Online Resources Corp. Other company and product names and logos used in this release are the trademarks of their respective owners.

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