Regional B de C : The Corporate Presentation for the 1Q23
May 19, 2023 at 12:12 pm EDT
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Regional S.A.B. de C.V.
Corporate Presentation | May 2023
Key Figures
1Q22
Profitability
Net Income QTR
1,150
NIM*
5.3%
NIM of Total Loans*
6.5%
ROAE*
16.9%
ROAA*
2.4%
Efficiency Ratio*
46.1%
Growth
Time Deposits1
35,692
Demand Deposits
70,784
Shareholders Equity
21,481
Total Loan Portfolio
121,226
Risks
NPL Ratio
1.5%
Capitalization Ratio2
14.1%
1Q23
1,187
6.2%
7.7%
21.0%
2.5%
43.2%
40,616
74,474
26,302
143,298
1.2%
15.3%
Growth
YoY
3%
b.p. 116 b.p. 403 b.p.
b.p.
(289 b.p.)
14%
5%
22%
18%
(31 b.p.)
117 b.p.
* Last Twelve Months
1 Time Deposits Includes Cedes + Promissory Notes2
2 Capitalization ratio as of February 2023
What sets us apart
Our strengths
Strong growth potential with specialized attention in all banking segments through our two main channels
Competitive and diversified funding structure
Intensive digital initiatives to enhance our digital channels and achieve a highly effective operation
Attractive and consistent dividend payments without compromising growth
Experienced management and corporate governance
We combine the real and digital worlds like no other company can
Regional's Strategy
Commercial
Development
Saturating the market in the segments we serve.
Diversification in profitable industries without compromising asset quality.
Developing commercial structures for sustainable growth.
Innovation, Disruption
and Infrastructure
Data leverage for commercial and risk intelligence.
Design and development of proprietary technology and operating processes.
Infrastructure synergies across all of our business segments.
Development of technological platforms and processes as a service.
Corporate
Governance and
company culture
Strengthening our leadership and talent base through succession planning and a redesigned organizational structure.
Constant evaluation in Corporate Committees, Boards of Directors and Risk Management practices.
Business practices aligned to sustainability standards.
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Disclaimer
Regional SAB de CV published this content on 19 May 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 19 May 2023 16:11:27 UTC.
Regional SAB de CV is a Mexico-based bank. The Company's business unit are divided in Medium Business, Automotive Business, Personal and Patrimonial Banking, Consumer Credits, Mortgage and Intermediation and Markets. The Medium Business unit offers credit to the medium-sized business sector. The Automotive Business unit offers credit for the acquisition of transport equipment. The Personal and Patrimonial Banking unit offers savings and investment products for medium and high income individuals. The Consumer Credits unit offers personal credit products, such as credit card and personal loans to the middle and high income segment. The Mortgage unit offers loans for house and land acquisition, for completion of construction and remodeling and the refinancing of existing credits. The Intermediation and Markets unit offers currency exchanges and investment fund distribution services. The Company is active in more than 20 Mexican states.
REGIONAL S.A.B. DE C.V. 
