Chiba Kogyo Bank : (Delayed)Summary of Consolidated Financial Results for the Three Months Ended June 30, 2022

Summary of Consolidated Financial Results

for the Three Months Ended June 30, 2022

(Based on Japanese GAAP)

August 5, 2022

Company name:

The Chiba Kogyo Bank, Ltd.

Stock exchange listing:

Tokyo

Stock code:

8337

URL https://www.chibakogyo-bank.co.jp/

Representative:

President (CEO) Managing Executive Officer Hitoshi Umeda

Inquiries:

Executive officer of Management Planning

Junji Nakamura

TEL 043-243-2111

Division

Scheduled date to file Quarterly Securities Report:

August 8, 2022

Scheduled date to commence dividend payments:

-

Trading accounts:

No

Preparation of supplementary material on quarterly financial results:

Yes

Holding of quarterly financial results meeting:

No

(Amounts less than one million yen are rounded down)

1. Consolidated financial results for the three months ended June 30, 2022 (from April 1, 2022 to June 30, 2022)

(1) Consolidated operating results (cumulative)

Percentages indicate year-on-year changes

Ordinary income

Ordinary profit

Profit attributable to

owners of parent

Millions of yen

%

Millions of yen

%

Millions of yen

%

Three months ended June 30, 2022

13,902

13.3

1,465

(28.9)

1,192

(48.3)

Three months ended June 30, 2021

12,262

9.6

2,062

121.0

2,307

127.0

Earnings per share

Diluted earnings per share

Yen

Yen

Three months ended June 30, 2022

20.13

5.59

Three months ended June 30, 2021

38.94

10.11

(2) Consolidated financial position

Total assets

Net assets

Equity ratio

Millions of yen

Millions of yen

%

As of June 30, 2022

3,698,930

171,285

4.5

As of March 31, 2022

3,570,502

175,445

4.8

Annual dividends per share

1st quarter-end

2nd quarter-end

3rd quarter-end

Fiscal year-end

Total

Yen

Yen

Yen

Yen

Yen

Year ended March 31, 2022

-

0.00

-

5.00

5.00

Year ending March 31, 2023

-

Year ending March 31, 2023 (Forecast)

0.00

-

5.00

5.00

Ordinary profit

Profit attributable to

Earnings per share

owners of parent

Millions of yen

%

Millions of yen

%

Yen

Six months ending

4,200

(11.1)

2,600

(35.0)

43.89

September 30, 2022

Full year

9,200

2.1

6,200

(2.9)

86.35

4. Notes

(1)

Changes in significant subsidiaries during the three months ended June 30, 2022

No

(changes in specified subsidiaries resulting in the change in scope of consolidation):

(2)

Application of special accounting methods for preparing quarterly consolidated financial statements:

No

(3)

Changes in accounting policies, changes in accounting estimates, and restatement of prior period financial statements

Changes in accounting policies due to revisions to accounting standards and other regulations:

Yes

Changes in accounting policies due to other reasons:

No

Changes in accounting estimates:

No

Restatement of prior period financial statements:

No

(4)

Number of issued shares (common shares)

Total number of issued shares at the end of the period (including treasury shares)

As of June 30, 2022

62,222,045

shares

As of March 31, 2022

62,222,045

shares

Number of treasury shares at the end of the period

As of June 30, 2022

2,893,150

shares

As of March 31, 2022

2,978,673

shares

Average number of shares during the period (cumulative from the beginning of the fiscal year)

Three months ended June 30, 2022

59,246,111

shares

Three months ended June 30, 2021

59,244,332

shares

Class 2 Preferred Stock

Annual dividends per share

1st quarter-end

2nd quarter-end

3rd quarter-end

Fiscal year-end

Total

Yen

Yen

Yen

Yen

Yen

Year ended March 31, 2022

-

-

-

104.00

104.00

Year ended March 31, 2023

-

Year ending March 31, 2023(Forecast)

-

-

104.00

104.00

Second Series of Class 6 Preferred Stock

Annual dividends per share

1st quarter-end

2nd quarter-end

3rd quarter-end

Fiscal year-end

Total

Yen

Yen

Yen

Yen

Yen

Year ended March 31, 2022

-

-

-

26.31

26.31

Year ended March 31, 2023

-

Year ending March 31, 2023(Forecast)

-

-

300.00

300.00

First Series of Class 7 Preferred Stock

Annual dividends per share

1st quarter-end

2nd quarter-end

3rd quarter-end

Fiscal year-end

Total

Yen

Yen

Yen

Yen

Yen

Year ended March 31, 2022

-

-

-

900.00

900.00

Year ended March 31, 2023

-

Year ending March 31, 2023(Forecast)

-

-

900.00

900.00

Second Series of Class 7 Preferred Stock

Annual dividends per share

1st quarter-end

2nd quarter-end

3rd quarter-end

Fiscal year-end

Total

Yen

Yen

Yen

Yen

Yen

Year ended March 31, 2022

-

-

-

9,000.00

9,000.00

Year ended March 31, 2023

-

Year ending March 31, 2023(Forecast)

-

-

9,000.00

9,000.00

(Millions of yen)

科目

As of

As of

(Japanese)

March 31, 2022

June 30, 2022

Assets

（資産の部）

Cash and due from banks

現金預け金

685,727

809,640

Monetary claims bought

買入金銭債権

97

97

Trading account securities

商品有価証券

154

144

Securities

有価証券

519,922

525,986

Loans and bills discounted

貸出金

2,304,777

2,292,809

Foreign exchanges

外国為替

3,750

5,648

Other assets

その他資産

36,753

43,128

Tangible fixed assets

有形固定資産

19,324

19,087

Intangible fixed assets

無形固定資産

2,670

2,627

Deferred tax assets

繰延税金資産

261

578

Customers' liabilities for acceptances and

支払承諾見返

5,844

7,451

guarantees

Allowance for loan losses

貸倒引当金

(8,781)

(8,268)

Total assets

資産の部合計

3,570,502

3,698,930

Liabilities

（負債の部）

Deposits

預金

2,803,335

2,868,842

Negotiable certificates of deposit

譲渡性預金

129,700

129,700

Call money and bills sold

コールマネー及び売渡手形

-

66,000

Payables under securities lending transactions

債券貸借取引受入担保金

1,243

1,387

Borrowed money

借用金

423,646

423,157

Foreign exchanges

外国為替

164

73

Other liabilities

その他負債

25,303

26,882

Retirement benefit liability

退職給付に係る負債

3,993

3,752

Provision for retirement benefits for directors

役員退職慰労引当金

38

25

(and other officers)

Provision for reimbursement of deposits

睡眠預金払戻損失引当金

154

116

Deferred tax liabilities

繰延税金負債

1,631

254

Acceptances and guarantees

支払承諾

5,844

7,451

Total liabilities

負債の部合計

3,395,056

3,527,644

Net assets

（純資産の部）

Share capital

資本金

62,120

62,120

Capital surplus

資本剰余金

7,889

7,888

Retained earnings

利益剰余金

88,440

88,334

Treasury shares

自己株式

(937)

(911)

Total shareholders' equity

株主資本合計

157,512

157,432

Valuation difference on available-for-sale

その他有価証券評価差額金

14,495

10,277

securities

Remeasurements of defined benefit plans

退職給付に係る調整累計額

(400)

(350)

Total accumulated other comprehensive income

その他の包括利益累計額合計

14,094

9,926

Share acquisition rights

新株予約権

120

101

Non-controlling interests

非支配株主持分

3,718

3,825

Total net assets

純資産の部合計

175,445

171,285

Total liabilities and net assets

負債及び純資産の部合計

3,570,502

3,698,930

(Millions of yen)

科目

Three months ended

Three months ended

(Japanese)

June 30, 2021

June 30, 2022

Ordinary income

経常収益

12,262

13,902

Interest income

資金運用収益

6,943

7,124

Interest on loans and discounts

うち貸出金利息

5,516

5,375

Interest and dividends on securities

うち有価証券利息配当金

1,325

1,500

Fees and commissions

役務取引等収益

2,583

2,595

Other ordinary income

その他業務収益

68

678

Other income

その他経常収益

2,667

3,503

Ordinary expenses

経常費用

10,200

12,436

Interest expenses

資金調達費用

96

55

Interest on deposits

うち預金利息

69

41

Fees and commissions payments

役務取引等費用

1,118

1,072

Other ordinary expenses

その他業務費用

277

2,273

General and administrative expenses

営業経費

6,686

6,244

Other expenses

その他経常費用

2,021

2,790

Ordinary profit

経常利益

2,062

1,465

Extraordinary losses

特別損失

69

0

Loss on disposal of non-current assets

固定資産処分損

0

0

Impairment losses

減損損失

68

-

Profit before income taxes

税金等調整前四半期純利益

1,993

1,465

Income taxes - current

法人税、住民税及び事業税

117

117

Income taxes - deferred

法人税等調整額

(466)

104

Total income taxes

法人税等合計

(349)

221

Profit

四半期純利益

2,342

1,243

Profit attributable to non-controlling interests

非支配株主に帰属する四半期純利益

35

50

Profit attributable to owners of parent

親会社株主に帰属する四半期純利益

2,307

1,192