Item 5.02 Departure of Directors or Certain Officers; Election of Directors;
Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.
(b) On December 17, 2019, United Community Financial Corp. ("United Community")
and Home Savings Bank (the "Bank"), a wholly owned subsidiary of United
Community (together with United Community, the "Company"), and Zahid Afzal, the
Executive Vice President and Chief Operating Officer of the Company, mutually
agreed to Mr. Afzal's resignation from the Company effective upon the closing of
the merger (the "Merger") of United Community into First Defiance Financial
Corp. ("First Defiance"). The Merger currently is expected to close on or about
January 31, 2020, subject to final regulatory approvals and other closing
conditions. Mr. Afzal will be leaving the Company to pursue other interests
outside of the banking industry. Mr. Afzal's decision to accept this position
does not involve any disagreement with the Company's management or Board of
Directors, and Mr. Afzal will continue to be available to First Defiance to
offer his guidance, expertise and support following the Merger.
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UNITED COMMUNITY FINANCIAL CORP. 
