On February 20, 2018, the Boards of Directors of United Community Financial Corp. (UCFC) appointed Zahid Afzal, age 55, as each company’s Executive Vice President and Chief Operating Officer. UCFC and Home Savings also approved a severance and change in control agreement with Mr. Afzal that will become effective March 19, 2018 (the “CIC Agreement”), the date that Mr. Afzal’s employment commences. Mr. Afzal served as the Executive Vice President, Chief Operating Officer of Capital Bank Financial Corp. in Raleigh, North Carolina from October 2013 until November 2017. Prior to that, he served as a consultant to Capital Bank from May 2013 until October 2013. Form March 2006 until February 2013, he was the Senior Executive Vice President, Chief Information Officer and Chief Operating Officer of Huntington National Bank. He has also served as a director of UCFC and Home Savings since October of 2013 and as a Member of the Executive and Risk Management Committees. Mr. Afzal was Chairman of UCFC’s Audit Committee until he became employed by UCFC and Home Savings. Mr. Afzal has more than 30 years of experience as a senior information technology and business executive to top global and regional financial services and progressive technology companies, including Huntington National Bank, Bank of America, Broadslate Networks, Citibank and MCI Telecommunications.