ACNB : Bank Celebrates The Opening Of Its New South Hanover Office

Press Release

FOR IMMEDIATE RELEASE

Contact: Lauren J. Muzzy

Vice President/Corporate Relations Officer 717.339.5103

lmuzzy@acnb.com

GETTYSBURG, PA, May 17, 2016 --- ACNB Bank commemorated the opening of its new South Hanover Office at a ribbon cutting ceremony held earlier today. This new retail banking office, located at 1801 Baltimore Pike in Hanover, replaces the former location at 865 Baltimore Street, providing a more convenient banking experience for Hanover area residents.

"As a full-service banking location, the new South Hanover Office features drive-up teller, drive-up ATM, and night depository services. In addition, commercial, residential and consumer lending activities, as well as trust and investment services, are available through this office location," said James P. Helt, ACNB Bank President.

In conjunction with the office opening, ACNB Bank is donating $2 to the Hanover Area YMCA for every person that visits the new office on Baltimore Pike between May 18 and June 18, up to a maximum of

$2,000. This amount is in addition to the Bank's $3,500 in contributions in 2016 to support the Hanover YMCA's South Hanover Capital Campaign and Kids Come First Campaign.

"The Hanover Area YMCA is an ideal place to nurture the potential of kids and to help people maintain healthy lifestyles," commented Mr. Helt. "ACNB Bank is pleased to contribute to this organization and to support our neighbors."

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Susan L. Behm, Retail Office Manager, is responsible for the overall management of the Bank's South Hanover Office, as well as the North Hanover Office located at 1127 Eichelberger Street. She is joined by Jessica M. Adams, Teller Supervisor, who is responsible for the day-to-day supervision of the teller staff at the South Hanover Office. Other retail staff members at the new location include Customer Service Specialists Sandra E. Boyd and Linda A. Sanders, as well as Tellers Karen L. Grim and Shelly M. Little.

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ACNB Bank recently celebrated its new South Hanover Office with a ribbon cutting ceremony. On hand to mark the occasion are, left to right: Chuck Hartman, H&H General Excavating Project Manager; Merle Zehr, ACNB Bank Vice President/Regional Commercial Lending Manager; Douglas Seibel, ACNB Bank Executive Vice President/Chief Lending & Revenue Officer; Frank Elsner III, ACNB Corporation and ACNB Bank Chairman of the Board; Thomas Ritter, ACNB Corporation President & CEO and ACNB Bank CEO; Susan Behm, ACNB Bank Retail Office Manager; James Helt, ACNB Bank President; Gary Laird, Hanover Area Chamber of Commerce President; Marc Woerner, West Manheim Township Manager; Edward Groft, ACNB Bank Assistant Vice President/Facilities Manager; Linda Sanders, ACNB Bank Customer Service Specialist; Liam Behrens, Hanover Area YMCA CEO, and, Mike Hartman, H&H Excavating President.

ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company with assets of $1.15 billion headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace with banking and trust services via a network of 21 retail banking offices located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York. In addition, the Bank operates a loan office in York, PA, where a new retail banking office is planned to open in Summer 2016 at South York Plaza. The other wholly-owned subsidiary of ACNB Corporation is Russell Insurance Group, Inc., its insurance subsidiary. Russell Insurance Group, Inc. offers a broad range of commercial and personal insurance lines with licenses in 42 states, including Pennsylvania and Maryland, through offices in Westminster, Carroll County, and Germantown, Montgomery County, MD. For more information regarding ACNB Corporation and its subsidiaries, please visit acnb.com.

PHOTO ENCLOSED ACNB #2016-20

May 17, 2016