EAST Dunbartonshire is the UK's most affordable area for First-Time Buyers, according to the Bank of Scotland.
The affluent region near Glasgow, which includes Bearsden, Milngavie and Bishopbriggs, has an average property price of Pounds 97,089 - 2.6 times local annual average gross earnings.
Government statistics show that mean earnings in East Dunbartonshire are Pounds 37,716 on average, around Pounds 5000 more that the Scottish average of Pounds 32,472.
The new analysis by the Bank of Scotland looked at the house price to average earnings ratio and discovered that East Dunbartonshire was the most favourable to FTBs.
Nicola Noble, Mortgages Director at Bank of Scotland, said: "First-Time Buyers are paying lower than Scottish average prices in East Dunbartonshire but their earnings are around Pounds 5000 per -annum higher which makes affordability relatively good."
The bank found that five of the UK's 10 most affordable Local Authority Districts (LADs) for FTBs are in Scotland.
Copeland in England's north west is the UK's second most affordable area (2.9), followed by East Renfrewshire (3.0), West Dunbartonshire and Stirling (both 3.1). North Lanarkshire is the eighth most affordable area (3.3).
Credit: Peter Swindon
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